tag:blogger.com,1999:blog-14023547336832413382024-02-19T06:42:59.134-08:00Guns and Mortar to Brick and Mortar!Biraj Sahayhttp://www.blogger.com/profile/12107433584147547468noreply@blogger.comBlogger29125tag:blogger.com,1999:blog-1402354733683241338.post-20706568741010741232022-06-17T23:44:00.005-07:002022-06-17T23:44:33.811-07:00Make Your Homes Children Friendly<p> </p><p class="MsoNormal" style="text-align: center;"><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="color: #0e101a; font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;">Make Your Homes
Children Friendly</span></b></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="color: #0e101a; font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;">One of the better ways of keeping your child happy is to provide
her with an aesthetically pleasing, engrossing, and amusing environment around her
Their surroundings make colossal difference in the behavior of all living
beings. Especially the Child’s room, should radiate positive vibes, which can
happen with suitably designed interiors. If the room is designed keeping in
mind the kid's needs, it would automatically help her align with the space
positively. This in turn, helps develop her overall skills, and good behavioral
traits, as also and cognitive abilities. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="color: #0e101a; font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;"><o:p> </o:p></span><span style="color: #0e101a; font-family: Times, serif; font-size: 12pt;">In addition, designing the interiors of your child's room enables
their imagination to run wild, enhancing her imagination power. They become confident
and gain the ability to express their feelings and opinions boldly One can say
that a child's room’s interior is quite important for her wellbeing. It helps
in their overall growth and assist them in showcasing their creativity to the
world.</span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="color: #0e101a; font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;"><o:p> </o:p></span><span style="color: #0e101a; font-family: Times, serif; font-size: 12pt;">Your kid’s bedroom design can’t be just like any other room. It needs
a different interior. However, one needs to think about her needs and plan
accordingly. </span><span style="color: #0e101a; font-family: Times, serif; font-size: 12pt;"> </span><span style="color: #0e101a; font-family: Times, serif; font-size: 12pt;">Thinking of designing the
interior of your kid’s room? Didn’t find any interesting ideas yet?</span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="color: #0e101a; font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;"><o:p> </o:p></span><span style="color: #0e101a; font-family: Times, serif; font-size: 12pt;">To put you at ease, this write-up aims at sharing five great design
ideas that one should consider while creating a unique space for their kids.</span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="color: #0e101a; font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;"><o:p> </o:p></span><b><span lang="EN" style="color: #0e101a; font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;">Create
Multifunctional Space:</span></b><span lang="EN" style="color: #0e101a; font-family: Times, serif; font-size: 12pt; line-height: 115%;"> As a parent, designing a kid-friendly room is a real struggle
as one needs to balance the functionality and style. There has to be some
practicality in the interior of the rooms for your kids. The interior designer
must emphasize creating a multipurpose room for your kids, suitable for
studies, as also, for indoor activities and games.</span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="color: #0e101a; font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;">Usually, a room for children is a space to study, rest, play,
perform creative activities, and catch up with their friends. Being a parent,
you should design the room so that it promotes creativity, makes her feel
comfortable, helps energising her and above all, keeping her happy. <span style="mso-spacerun: yes;"> </span></span></p>
<p class="MsoNormal" style="text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="color: #0e101a; font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;">Emphasis on Play:</span></b><span lang="EN" style="color: #0e101a; font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;"> Try to include all those soft
toys and things in the room that your kids will love. For example, you could
include an indoor swing and add a whimsical house-frame bed to add extra fun to
the room. You can also consider a chalkboard dresser that helps your kiddo keep
her clothes organized well, by giving them labeling to their dresser drawers. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><b><span lang="EN" style="color: #0e101a; font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;">Incorporation of
Beautiful Textures & Pattern:</span></b><span lang="EN" style="color: #0e101a; font-family: Times, serif; font-size: 12pt; line-height: 115%;"> Searching on Pinterest to check what makes your kid’s room
beautiful and eye-catching? The incorporation of textures & patterns will
be another icing on the cake. Hurry up, reach out to Colonelz to create an
astonishing interior for your kid’s room, that catches her imagination. Giver a feeling of being on cloud nine.</span></p>
<p class="MsoNormal" style="text-align: justify;"><b><span lang="EN" style="color: #0e101a; font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;">Create A
Kid-Friendly Work Area: </span></b><span lang="EN" style="color: #0e101a; font-family: Times, serif; font-size: 12pt; line-height: 115%;">To keep your kid's little hands and mind busy, it's better to
create a kid-friendly work area. You can give them some space in the room where
they can use colors and create something with their imagination. These small
add on help make them strong physically and mentally. Isn't it great?</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; margin-left: 0cm; margin-right: 0cm; margin-top: 12.0pt; text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="color: #0e101a; font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;">Create a Sharp Corner-Free Room: </span></b><span lang="EN" style="color: #0e101a; font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;">You must avoid keeping any sharp
corners or edges in the room. This is crucial for their safety, and you must
consider avoiding anything made of glass and choose round-cornered furniture.
Always go for wooden surfaces for holding up to scratches and scuffs. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="color: #0e101a; font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;">Key Takeaways<o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="color: #0e101a; font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;">You can design your child's room’s interior by considering the
points discussed. Your child will feel positive and confident with an organized
living lifestyle. If you need personalized and customized interior suggestions
for your child's room, reaching out to the<b style="mso-bidi-font-weight: normal;">
Colonelz</b> is the ultimate solution. Our designers are here to arm you with a
few practical and stylish designs to help you provide your kids with a safe and
practical hangout space. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="font-family: "Times",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: Times;">www.colonelz.com<o:p></o:p></span></b></p>Biraj Sahayhttp://www.blogger.com/profile/12107433584147547468noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-63238358006909098892022-06-17T06:08:00.000-07:002022-06-17T06:08:05.116-07:00GUIDE TO BUYING AN AIR CONDITIONER<p class="MsoNormal" style="text-align: justify;"><b><span lang="EN" style="background: white; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">GUIDE TO BUYING AN AIR CONDITIONER<o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><b><span lang="EN" style="font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-no-proof: yes;"><v:shapetype coordsize="21600,21600" filled="f" id="_x0000_t75" o:preferrelative="t" o:spt="75" path="m@4@5l@4@11@9@11@9@5xe" stroked="f">
<v:stroke joinstyle="miter">
<v:formulas>
<v:f eqn="if lineDrawn pixelLineWidth 0">
<v:f eqn="sum @0 1 0">
<v:f eqn="sum 0 0 @1">
<v:f eqn="prod @2 1 2">
<v:f eqn="prod @3 21600 pixelWidth">
<v:f eqn="prod @3 21600 pixelHeight">
<v:f eqn="sum @0 0 1">
<v:f eqn="prod @6 1 2">
<v:f eqn="prod @7 21600 pixelWidth">
<v:f eqn="sum @8 21600 0">
<v:f eqn="prod @7 21600 pixelHeight">
<v:f eqn="sum @10 21600 0">
</v:f></v:f></v:f></v:f></v:f></v:f></v:f></v:f></v:f></v:f></v:f></v:f></v:formulas>
<v:path gradientshapeok="t" o:connecttype="rect" o:extrusionok="f">
<o:lock aspectratio="t" v:ext="edit">
</o:lock></v:path></v:stroke></v:shapetype><v:shape id="image1.jpg" o:spid="_x0000_i1025" style="height: 312pt; mso-wrap-style: square; visibility: visible; width: 468.75pt;" type="#_x0000_t75">
<v:imagedata o:title="" src="file:///C:/Users/naomi/AppData/Local/Temp/msohtmlclip1/01/clip_image001.jpg">
</v:imagedata></v:shape></span></b><b><span lang="EN" style="background: white; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;"><o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="background: white; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="background: white; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">Global Warming has taken
a toll of the prevailing temperatures, especially in Urban areas. The outrage
of the scorching heat takes reduces efficiency and saps one’s body. The need to
have an efficient cooling system in our homes and workplaces become even more
important. To combat the monstrosity of the heat waves, optimalisation of air conditioners
(ACs) are vital. . <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="background: white; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="background: white; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">For a common Middle-Class
family, data assimilation and evaluation is quite helpful in case of Are you
someone who ponders over essential aspects before buying something? It is wise
to make a comparative analysis to pick the best for you. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="background: white; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="background: white; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">If you are thinking of
buying an air conditioner, it is crucial to consider certain factors to make
your purchase worthwhile. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><b><span lang="EN" style="background: white; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><b><span lang="EN" style="background: white; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">Things to Consider Before Buying an AC <o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="background: white; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">To ease you with the
hassles of searching for a good AC, we have listed some best factors to make
the right choice. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><b><span lang="EN" style="background: white; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;"><o:p> </o:p></span></b></p>
<ol start="1" style="margin-top: 0cm;" type="1">
<li class="MsoNormal" style="mso-list: l0 level1 lfo1; text-align: justify;"><b><span lang="EN" style="background: white; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">Capacity of the AC
</span></b><span lang="EN" style="background: white; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;"><o:p></o:p></span></li>
</ol>
<p class="MsoNormal" style="background: white; margin-bottom: 22.0pt; text-align: justify;"><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;">Depending on the size of your room, you
need to pick the right AC for you to leverage the cooling properties. The
capacity of the AC is the foremost factor that you need to consider. Before
buying an AC, look for the size, location, and the number of people in a room
as it helps you decide the tonnage of the AC. </span><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: 22.0pt; text-align: justify;"><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;">If your room holds the space within 140
sq. ft., 1 ton AC is good enough to maintain an optimal temperature. However,
if your room is larger than 140-180 sq. ft., an AC of 2 tons serves the best
for your room. </span><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;"><o:p></o:p></span></p>
<ol start="2" style="margin-top: 0cm;" type="1">
<li class="MsoNormal" style="background: white; mso-list: l0 level1 lfo1; text-align: justify;"><b><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;">Deciding on a Split or Window AC </span></b><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;"><o:p></o:p></span></li>
</ol>
<p class="MsoNormal" style="background: white; margin-bottom: 22.0pt; text-align: justify;"><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;">For luxurious interiors, split AC gives
an aesthetic appeal compared to a window AC. Window ACs are cost-effective and
easier to install. Being most suitable for a single room, window ACs
effectively cater to your comfort requirements. </span><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: 22.0pt; text-align: justify;"><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;">Contrarily, the split ACs own two
separate units; the indoor unit houses a blower, cooling coils, and air filter,
while the outside unit has a compressor, the condenser coils, and capillary
tubing. If you feel perturbed by the noise of AC, you can pick split AC.
Moreover, they promote better air distribution with long-term sustainability. </span><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;"><o:p></o:p></span></p>
<ol start="3" style="margin-top: 0cm;" type="1">
<li class="MsoNormal" style="background: white; mso-list: l0 level1 lfo1; text-align: justify;"><b><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;">Quality of Air</span></b><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;"><o:p></o:p></span></li>
</ol>
<p class="MsoNormal" style="background: white; margin-bottom: 22.0pt; text-align: justify;"><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;">If you spend most of your time indoors,
the air quality is crucial to consider. An AC with a good filter refines the
air quality and distributes improved air within your home or work premises. </span><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: 22.0pt; text-align: justify;"><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;">Apart from cleaning the air reaching you,
an AC with a good filter keeps the pathogens at bay. Resultantly, it boosts the
energy efficiency of the air conditioners. To avoid humidity in your room,
ensure to get an AC with a dehumidification unit as it promotes better comfort
and cozy comfort. </span><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;"><o:p></o:p></span></p>
<ol start="4" style="margin-top: 0cm;" type="1">
<li class="MsoNormal" style="background: white; mso-list: l0 level1 lfo1; text-align: justify;"><b><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;">AC Servicing and Ratings</span></b><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;"><o:p></o:p></span></li>
</ol>
<p class="MsoNormal" style="background: white; text-align: justify;"><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;">Along with leveraging the cooling
capacity of your AC, you must know about the energy consumption. Over time, due
to some external factors, such as dust buildup or improper functioning of the
AC, you have to service your AC. Regular AC servicing maintains the high
performance of your AC and adds to its longevity. </span><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; text-align: justify;"><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;"> </span></p>
<p class="MsoNormal" style="background: white; text-align: justify;"><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;">Coming on to the ‘Star Rating’ of the AC,
based on the functioning and effectiveness of the air conditioners, the Bureau
of Energy Efficiency (BEE), an authorized government agency, validates the
electricity consumption of electronic appliances. The BEE norms state that 4.5+
Indian Seasonal Energy Efficiency (ISEER) qualifies the product for a 5-star
rating. Ensure to check the ratings of the appliances to keep a check on
electricity consumption. </span><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; text-align: justify;"><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;"> </span></p>
<p class="MsoNormal" style="background: white; text-align: justify;"><b><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;">Summing Up </span></b><b><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;"><o:p></o:p></span></b></p>
<p class="MsoNormal" style="background: white; text-align: justify;"><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;">Deciding on the right kind of AC can be a
tedious task. If you want to ramp up the aesthetics of your interiors with a
suitable AC, let the Team Colonelz guide you to picking the best AC for your
comfort space. Our expert professionals understand your needs and provide
quality assistance accordingly. We can help you transform your living and
working space to give a rich and regal feel. </span><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; text-align: justify;"><span lang="EN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: "Times New Roman", serif; font-size: 12pt; line-height: 115%;"> </span></p>
<p><b style="text-align: justify;"><span lang="EN" style="background: white; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">www.colonelz.com</span></b> </p>Biraj Sahayhttp://www.blogger.com/profile/12107433584147547468noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-45241539528463823482022-05-16T00:59:00.002-07:002022-05-16T00:59:25.360-07:00Wall Finishes for Home Renovation <p> </p><p align="center" class="MsoNormal" style="text-align: center;"><b><span style="mso-ansi-language: EN-IN;">Wall Finishes for Home Renovation <span style="mso-spacerun: yes;"> </span><o:p></o:p></span></b></p>
<p class="MsoNormal"><span lang="EN-US">Our house is what the Walls make of it.
They are the most significant part of any space, they define your interiors. Walls
are visible to guests as soon as they enter your space, and they directly
impact the gleam and tone of the interiors. While upscaling the interior of
your house, you should first change the appearance of the walls. There are
ample wall finish options to recreate and upgrade the look of the walls to make
your interior spaces lovable and awestruck. Let us have a look at some of these
options below. <o:p></o:p></span></p>
<p class="MsoNormal"><b><span lang="EN-US">1. Lavishing Wall Coatings-</span></b><span lang="EN-US"> If you want to make your interior space look luxurious, you may
choose to renovate the walls with lavish wall coatings. Replace the regular
finish coatings of walls with an expensive coating that gives a finer and
luxurious texture. The outlook of interior walls depends on the perfect
combination of pigment for fine colours, the quality of plastering and workmanship
for giving a fine finish to the wall. To renovate the interiors with such
luxury wall coatings, you need to hire professionals with skills to rejuvenate
your walls’ appearance. <o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="line-height: normal; margin-bottom: 0cm; text-align: left;"><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span lang="EN-US">2. New Wall Paint- </span></b><span lang="EN-US">Wall paint is the most basic and easy-to-implement option for Indian
homes. To upgrade the interior walls’ look, you should change the texture of
the paint, the colour, and the quality of fluid. There are a plethora of
varieties and options in colours available in the market to make your walls
look more impressive. The choice of colour may vary as per the Vaastu
principles, lighting, and budget. You can go for some attractive colours, which
are budget-friendly and looks stunning too. <o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="line-height: normal; margin-bottom: 0cm; text-align: left;"><span lang="EN-US"><v:shapetype coordsize="21600,21600" filled="f" id="_x0000_t75" o:preferrelative="t" o:spt="75" path="m@4@5l@4@11@9@11@9@5xe" stroked="f">
<v:stroke joinstyle="miter">
<v:formulas>
<v:f eqn="if lineDrawn pixelLineWidth 0">
<v:f eqn="sum @0 1 0">
<v:f eqn="sum 0 0 @1">
<v:f eqn="prod @2 1 2">
<v:f eqn="prod @3 21600 pixelWidth">
<v:f eqn="prod @3 21600 pixelHeight">
<v:f eqn="sum @0 0 1">
<v:f eqn="prod @6 1 2">
<v:f eqn="prod @7 21600 pixelWidth">
<v:f eqn="sum @8 21600 0">
<v:f eqn="prod @7 21600 pixelHeight">
<v:f eqn="sum @10 21600 0">
</v:f></v:f></v:f></v:f></v:f></v:f></v:f></v:f></v:f></v:f></v:f></v:f></v:formulas>
<v:path gradientshapeok="t" o:connecttype="rect" o:extrusionok="f">
<o:lock aspectratio="t" v:ext="edit">
</o:lock></v:path></v:stroke></v:shapetype><v:shape id="_x0000_i1025" style="height: .75pt; width: .75pt;" type="#_x0000_t75">
<v:imagedata src="file://var/folders/pl/tyyycyzj2k957_gl816dh2n00000gn/T/com.microsoft.Word/WebArchiveCopyPasteTempFiles/Interior-wall-paint.png">
</v:imagedata></v:shape></span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span lang="EN-US">3. Wall Claddings-</span></b><span lang="EN-US"> These are the panelling types that you need to choose and install
in the walls to amplify the look of your interiors. There are various types of
wall claddings like brick, fabric, stone, metal, and wood. Brick claddings are
made up of authentic clay. Fabric cladding gives a fabulous look to your walls.
Metal cladding is offbeat and looks rustic, and you may find multiple options
in wood claddings. Stone claddings make the walls look pretty decorative and
timeless. <o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="line-height: normal; margin-bottom: 0cm; text-align: left;"><span lang="EN-US"><v:shape id="_x0000_i1026" style="height: .75pt; width: .75pt;" type="#_x0000_t75">
<v:imagedata src="file://var/folders/pl/tyyycyzj2k957_gl816dh2n00000gn/T/com.microsoft.Word/WebArchiveCopyPasteTempFiles/1624836509_maxresdefault.jpg">
</v:imagedata></v:shape></span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span lang="EN-US">4. Innovative wallpapers-</span></b><span lang="EN-US"> These are some of the best ways to make the walls look lively.
Wallpapers come in big rolls that can be stuck to the walls and offer myriads
of colour options and patterns to match the diverse needs of people. They are
coated with vinyl to make enhance their longevity and durability. However, the
process of wallpapering the walls requires professional aid and therefore,
always hire an experienced person. <o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="line-height: normal; margin-bottom: 0cm; text-align: left;"><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;"><o:p> </o:p></span></p>
<p class="MsoNormal"><span lang="EN-US">Hope the above tips have helped you to
understand the right way you can choose to change your interiors under the
budget you have. So, go ahead with the option you have liked to transform the
interiors according to your desires! At Colonelz, you can get the right interior
renovation assistance from experienced professionals. For any query related to
interior designing or renovation, you can reach us anytime. You can even get
free assistance from our team of experts. <o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p> </o:p></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p> </o:p></span></p>Biraj Sahayhttp://www.blogger.com/profile/12107433584147547468noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-48887567830130405432022-05-16T00:54:00.001-07:002022-05-16T00:54:05.829-07:00Vastu-friendly Modern Kitchen<p align="center" class="MsoNormal" style="text-align: center;"><b><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 14.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">Design a Vaastu-Friendly Modern Kitchen<o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">Vaastu compliant Building enables your personal space to radiate
positive energy and enhance peace & harmony. This in turn gives a fillip to
your success and growth. One of the Vital parts of the house is The Kitchen.
Food is an important ingredient of your daily life. This is one part of the
House, which is not ignored a single day. e cooking area is the most vital and
functional area of the house, providing nourishment to your family members. A
kitchen, apart from looking ultra-chic and modern, should also be convenient to
use daily and emit optimistic vibes. Little things such as placing certain
appliances like stove, sink, and platform in a particular location can make a
considerable difference. Hence, it is quintessential to get your kitchen
designed by the Vaastu expert.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><b><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">Benefits of Designing a Vaastu-friendly
Kitchen<o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">According to the Hindu religion, fire is auspicious. The
kitchen is closely associated with fire, and hence designing it according to Vaastu
is beneficial.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l1 level1 lfo2; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Noto Sans Symbols"; font-size: 12.0pt; line-height: 107%; mso-bidi-font-family: "Noto Sans Symbols"; mso-fareast-font-family: "Noto Sans Symbols"; mso-highlight: white;">●<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">It ensures financial stability and a perpetual cash
inflow. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: 36.0pt; mso-list: l1 level1 lfo2; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Noto Sans Symbols"; font-size: 12.0pt; line-height: 107%; mso-bidi-font-family: "Noto Sans Symbols"; mso-fareast-font-family: "Noto Sans Symbols"; mso-highlight: white;">●<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">A Vaastu-friendly kitchen ascertains positive vibes and
the physical and mental well-being of the occupants of the house. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">Thus, designing a Vaastu-friendly kitchen can bring
success and happiness to your family. Position the appliances and build the
kitchen, entrance, and storage spaces according to Vaastu to enjoy a peaceful
life. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><b><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">Steps for Designing a Vaastu-friendly
Modernized Kitchen<o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">Vaastu guidelines that are to be followed while designing
a kitchen are as follows:<o:p></o:p></span></p>
<p class="MsoNormal" style="border: none; margin-bottom: 0cm; margin-left: 39.0pt; margin-right: 0cm; margin-top: 0cm; mso-border-shadow: yes; mso-list: l0 level1 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Noto Sans Symbols"; font-size: 12.0pt; line-height: 107%; mso-bidi-font-family: "Noto Sans Symbols"; mso-fareast-font-family: "Noto Sans Symbols"; mso-highlight: white;">●<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">If you have the privilege to decide the layout of your
house, you should always aim for the south-eastern corner of your home since
the fire element is the strongest here. This makes sure that the family remains
financially sound and debt-free. In case the direction isn't available then the
kitchen can be built in the northwest corner. <o:p></o:p></span></p>
<p class="MsoNormal" style="border: none; margin-bottom: 0cm; margin-left: 39.0pt; margin-right: 0cm; margin-top: 0cm; mso-border-shadow: yes; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify;"><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="border: none; margin-bottom: 0cm; margin-left: 39.0pt; margin-right: 0cm; margin-top: 0cm; mso-border-shadow: yes; mso-list: l0 level1 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Noto Sans Symbols"; font-size: 12.0pt; line-height: 107%; mso-bidi-font-family: "Noto Sans Symbols"; mso-fareast-font-family: "Noto Sans Symbols"; mso-highlight: white;">●<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">The stove should be positioned such that it is in the
south-eastern direction while the person cooking should be facing the east. The
food cooked will be healthy and tasty. <o:p></o:p></span></p>
<p class="MsoNormal" style="border: none; margin-bottom: 0cm; margin-left: 39.0pt; margin-right: 0cm; margin-top: 0cm; mso-border-shadow: yes; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify;"><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="border: none; margin-bottom: 0cm; margin-left: 39.0pt; margin-right: 0cm; margin-top: 0cm; mso-border-shadow: yes; mso-list: l0 level1 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Noto Sans Symbols"; font-size: 12.0pt; line-height: 107%; mso-bidi-font-family: "Noto Sans Symbols"; mso-fareast-font-family: "Noto Sans Symbols"; mso-highlight: white;">●<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">The entrance to the kitchen should preferably be in the
east, north, or west and should preferably not be in any corner. <o:p></o:p></span></p>
<p class="MsoNormal" style="border: none; margin-bottom: 0cm; margin-left: 39.0pt; margin-right: 0cm; margin-top: 0cm; mso-border-shadow: yes; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify;"><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="border: none; margin-bottom: 0cm; margin-left: 39.0pt; margin-right: 0cm; margin-top: 0cm; mso-border-shadow: yes; mso-list: l0 level1 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Noto Sans Symbols"; font-size: 12.0pt; line-height: 107%; mso-bidi-font-family: "Noto Sans Symbols"; mso-fareast-font-family: "Noto Sans Symbols"; mso-highlight: white;">●<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">The sink should be placed away from the stove since water
and fire are opposing forces. North-east direction is best suited for placing
sinks or taps.<o:p></o:p></span></p>
<p class="MsoNormal" style="border: none; margin-bottom: 0cm; margin-left: 39.0pt; margin-right: 0cm; margin-top: 0cm; mso-border-shadow: yes; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify;"><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="border: none; margin-bottom: 0cm; margin-left: 39.0pt; margin-right: 0cm; margin-top: 0cm; mso-border-shadow: yes; mso-list: l0 level1 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Noto Sans Symbols"; font-size: 12.0pt; line-height: 107%; mso-bidi-font-family: "Noto Sans Symbols"; mso-fareast-font-family: "Noto Sans Symbols"; mso-highlight: white;">●<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">According to Vaastu, black is unpropitious for the
kitchen, and you should use vibrant colours like red, green, and orange in the
kitchen. It will not only make the kitchen Vaastu compliant but will also
greatly improve the appearance. <o:p></o:p></span></p>
<p class="MsoNormal" style="border: none; margin-bottom: 0cm; margin-left: 39.0pt; margin-right: 0cm; margin-top: 0cm; mso-border-shadow: yes; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify;"><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="border: none; margin-bottom: 0cm; margin-left: 39.0pt; margin-right: 0cm; margin-top: 0cm; mso-border-shadow: yes; mso-list: l0 level1 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Noto Sans Symbols"; font-size: 12.0pt; line-height: 107%; mso-bidi-font-family: "Noto Sans Symbols"; mso-fareast-font-family: "Noto Sans Symbols"; mso-highlight: white;">●<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">Drive out all the pessimism outside your kitchen by
placing windows in the east direction. An exhaust system is a great way to
propel all the negativity out.<o:p></o:p></span></p>
<p class="MsoNormal" style="border: none; margin-bottom: 0cm; margin-left: 39.0pt; margin-right: 0cm; margin-top: 0cm; mso-border-shadow: yes; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify;"><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="border: none; margin-bottom: 0cm; margin-left: 39.0pt; margin-right: 0cm; margin-top: 0cm; mso-border-shadow: yes; mso-list: l0 level1 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Noto Sans Symbols"; font-size: 12.0pt; line-height: 107%; mso-bidi-font-family: "Noto Sans Symbols"; mso-fareast-font-family: "Noto Sans Symbols"; mso-highlight: white;">●<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">Appliances such as refrigerators, microwaves, mixers,
ovens should always be placed in the southwest direction. The northeast
direction is to be strictly avoided for placing electrical appliances.<o:p></o:p></span></p>
<p class="MsoNormal" style="border: none; margin-bottom: 0cm; margin-left: 39.0pt; margin-right: 0cm; margin-top: 0cm; mso-border-shadow: yes; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify;"><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="border: none; margin-bottom: 0cm; margin-left: 39.0pt; margin-right: 0cm; margin-top: 0cm; mso-border-shadow: yes; mso-list: l0 level1 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Noto Sans Symbols"; font-size: 12.0pt; line-height: 107%; mso-bidi-font-family: "Noto Sans Symbols"; mso-fareast-font-family: "Noto Sans Symbols"; mso-highlight: white;">●<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">Storage units are an integral part of a modernized
kitchen, and they should be built on the southern or western wall. You should
refrain from storing grains in the cabinets attached to the northern and
eastern-side walls. <o:p></o:p></span></p>
<p class="MsoNormal" style="border: none; margin-bottom: 0cm; mso-border-shadow: yes; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify;"><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;">These are some crucial points to consider while revamping
your existing kitchen or designing a new one. <o:p></o:p></span></p>
<p class="MsoNormal" style="border: none; margin-bottom: 0cm; mso-border-shadow: yes; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify;"><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><b><span lang="EN-US" style="font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman";">Why Pay Professionals?
<o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN-US" style="font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman";">Designing a Vaastu-friendly
modernized kitchen is a difficult task to the uninitiated, even with google
vastu consultants. Planning every nook & corner of the kitchen, ensuring
that everything is rightly positioned isn’t easy. Our Professionals at Colonelz
fit in with proper knowledge and immense experience. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN-US" style="font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman";">At Colonelz, our team of designers
are well versed with Vaastu guidelines and can carry out the task with skill
and elan. We suggest remedies and alternatives enabling your kitchen to be
filled with Positive Energy. We can design faultless interiors and deliver the
desired result within the deadline at affordable rates. Besides taking care of
the Vaastu tips, we also give a classy look to your kitchen. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN-US" style="background: white; color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman"; mso-highlight: white;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN-US" style="font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman";"> </span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN-US" style="font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman";">www.colonelz.com<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN-US" style="font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 107%; mso-fareast-font-family: "Times New Roman";"> </span></p>
<p><span style="font-family: "Times New Roman", serif; font-size: 12pt; text-align: justify;"> </span> </p>Biraj Sahayhttp://www.blogger.com/profile/12107433584147547468noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-30019574154336980812022-05-16T00:50:00.007-07:002022-05-16T00:50:58.818-07:00Economically Smart Interior Design Ideas <p> </p><p class="MsoNormal" style="text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">Economically
Smart Interior Design Ideas <o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman"; mso-no-proof: yes;"><v:shapetype coordsize="21600,21600" filled="f" id="_x0000_t75" o:preferrelative="t" o:spt="75" path="m@4@5l@4@11@9@11@9@5xe" stroked="f">
<v:stroke joinstyle="miter">
<v:formulas>
<v:f eqn="if lineDrawn pixelLineWidth 0">
<v:f eqn="sum @0 1 0">
<v:f eqn="sum 0 0 @1">
<v:f eqn="prod @2 1 2">
<v:f eqn="prod @3 21600 pixelWidth">
<v:f eqn="prod @3 21600 pixelHeight">
<v:f eqn="sum @0 0 1">
<v:f eqn="prod @6 1 2">
<v:f eqn="prod @7 21600 pixelWidth">
<v:f eqn="sum @8 21600 0">
<v:f eqn="prod @7 21600 pixelHeight">
<v:f eqn="sum @10 21600 0">
</v:f></v:f></v:f></v:f></v:f></v:f></v:f></v:f></v:f></v:f></v:f></v:f></v:formulas>
<v:path gradientshapeok="t" o:connecttype="rect" o:extrusionok="f">
<o:lock aspectratio="t" v:ext="edit">
</o:lock></v:path></v:stroke></v:shapetype><v:shape id="Picture_x0020_1" o:spid="_x0000_i1025" style="height: 244.5pt; mso-wrap-style: square; visibility: visible; width: 467.25pt;" type="#_x0000_t75">
<v:imagedata o:title="Useful Interior Designing Tips to Save Money" src="file:///C:/Users/naomi/AppData/Local/Temp/msohtmlclip1/01/clip_image001.jpg">
</v:imagedata></v:shape></span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><o:p> </o:p></span></b><span style="color: #0e101a; font-family: "Times New Roman", serif; font-size: 12pt;">Converting your house into a beautifully decorated
home, can be done without stretching financially. Often Money is the main constraint
that keeps people from their dreams of having a splendid, breathtakingly
beautiful house fructifying.</span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">Nowadays, the demand for interior design is
exponentially increasing in the market, and consequently, the interior design
cost is surging like never before. Hiring a qualified interior designer who
knows nitty gritty of bringing the interior designing cost within your budget
without sacrificing aesthetically, or in quality is desired by all. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">If you intend to limit your budget and then to
have an aesthetically great home, read through the strategies listed below, to suitably
align the cost of interior decoration. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><b><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">Some
Great Ways to Alleviate the Interior Design Cost</span></b><b><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="margin-left: 14.2pt; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">Replace Paint with Wallpapers
for your walls</span></b><span lang="EN" style="font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; margin-left: 0cm; margin-right: 0cm; margin-top: 12.0pt; text-align: justify;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">Even though paint is a popular go-to option
for most Indian households, wallpapers often impart a better visual treat at a
price that doesn't burden your pocket. Wallpapers give a gorgeous look to the
room, catching the eyeballs, and offer the same visual as interior design on
the wall. <o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-left: 14.2pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span></b><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">Use Metal Wall Art Decoration <o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">Metal wall art or wall decor decoration has
gained popularity in interior design as people cherish them in their homes.
They are made from simple iron, copper, and wrought iron materials. Some metal
wall decors come with glowing LEDs, and a few of them have timeless designs. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><o:p> </o:p></span></p>
<p class="MsoListParagraph" style="margin-left: 14.2pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -14.2pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span></b><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><span style="mso-spacerun: yes;"> </span>Avoid Investing
in Extravagant Light Fixture<o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">The market is flushed with exquisite lighting
options in various price range. You can always choose the one which suits your budget.
One should prefer simple light fixtures rather than complicated ones, which are
often expensive. Moreover, you can also go for coloured LED lights that give a
vibrant look to your house while being cost effective. Doesn't it sound cool?
Hire <b style="mso-bidi-font-weight: normal;">Colonelz</b> as your interior
designer today!! Our team has numerous more tips to save ample money on
interior design without compromising on looks.</span></p>
<p class="MsoListParagraph" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -21.3pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">Upgrading Furniture Upholstery
<o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">Well thought of upholstery gives a beautiful
and elegant look to your house. Furniture tends to elevate the overall look of
your interior if planned well. It’s advisable to purchase during the sales at
an exclusive discount. During the festival seasons, you can get the best deal.
Therefore, rather than purchasing the new furniture, it's better to change its
upholstery only. Doesn't that sound like a super cost-effective notion?</span></p>
<p class="MsoNormal" style="text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">5.
Purchase wicker baskets for storage<o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">A wicker basket is a budget-friendly storage
option to keep the kitchen groceries, especially all dry and daily essentials.
Buy spacious storage baskets rather than making several cabinets in the
kitchen.</span></p>
<p class="MsoNormal" style="text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">To
Sum Up<o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN" style="color: #0e101a; font-family: "Times New Roman",serif; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">We can demystify the critical hacks to mitigate
the interior design expenses. If you have any interesting ideas, don't hesitate
to share them. If you want personalized suggestions for your interior design
project, contact Colonelz. We would love to help you deliver the perfect
customized solution following your requirements. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span style="font-family: Times New Roman, serif;"><b><u>www.colonelz.com</u></b></span></p>Biraj Sahayhttp://www.blogger.com/profile/12107433584147547468noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-5088697434911969872021-11-30T05:19:00.003-08:002021-11-30T05:19:37.645-08:00Floors to Floor You - What Suits You?<p> </p><p align="center" class="MsoNormal" style="margin-left: 28.1pt; mso-char-indent-count: -2.0; text-align: center; text-indent: -28.1pt;"><b style="text-indent: -37.4667px;"><span lang="EN-GB" style="background: white; color: #222222; font-size: 14pt; line-height: 21.4667px;">Floor</span></b><b style="text-indent: -37.4667px;"><span style="background: white; color: #222222; font-size: 14pt; line-height: 21.4667px;">s to Floor You - </span></b><b style="text-indent: -37.4667px;"><span lang="EN-US" style="background: white; color: #222222; font-size: 14pt; line-height: 21.4667px;">What Suits You?</span></b></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="background: white; color: #222222; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Making or renovating a house </span><span style="background: white; color: #222222; mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">or a commercial space </span><span lang="EN-US" style="background: white; color: #222222; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">is a long-drawn process, involving somewhat
infinitude decisions. </span><span lang="EN-GB" style="background: white; color: #222222; mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">One of the multitudes of questions that perplex most </span><span lang="EN-US" style="background: white; color: #222222; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">to be </span><span lang="EN-GB" style="background: white; color: #222222; mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">homeowners </span><span lang="EN-US" style="background: white; color: #222222; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">/
commercial space buyers, </span><span lang="EN-GB" style="background: white; color: #222222; mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">happens to be about the kind of flooring they need to
settle for. The market is flooded with an overwhelming variety of options,
which makes it even more difficult to choose the </span><span style="background: white; color: #222222; mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">right </span><span lang="EN-GB" style="background: white; color: #222222; mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">flooring option for your </span><span lang="EN-US" style="background: white; color: #222222; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">space</span><span lang="EN-GB" style="background: white; color: #222222; mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">. </span><span style="background: white; color: #222222; mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">In this Part, we shall be discussing the four </span><span lang="EN-GB" style="background: white; color: #222222; mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">most</span><span style="background: white; color: #222222; mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"> sought after</span><span lang="EN-GB" style="background: white; color: #222222; mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"> flooring materials and their pros and cons so you can
</span><span lang="EN-US" style="background: white; color: #222222; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">take </span><span lang="EN-GB" style="background: white; color: #222222; mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">a well-informed decision. <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpFirst" style="margin-left: 22.1pt; mso-add-space: auto; mso-char-indent-count: -2.0; mso-list: l3 level1 lfo1; tab-stops: 21.0pt; text-align: justify; text-indent: -22.1pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">l<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Tiles</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">. </span></b><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Tiles are usually made with a mixture of clay, which is shaped, cured in
a scorching kiln, and finally glazed to impart shine and a protective layer.
They are usually of two common types, namely, ceramic and porcelain. Porcelain
happens to be the more durable one as it is made out of more refined clay and
baked at a higher temperature. But, ceramic, on the other hand, is more
budget-friendly and lighter in weight, making it </span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">suitable </span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">option for walls. </span><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Which one
suits you more? Let’s deal with it. </span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 44.0pt; mso-add-space: auto; mso-add-space: auto; mso-char-indent-count: -2.0; mso-list: l3 level2 lfo1; mso-para-margin-left: 2.0gd; tab-stops: 44.0pt; text-align: justify; text-indent: -22.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">n<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Points to ponder:</span><span style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"> <span lang="EN-GB"><o:p></o:p></span></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 43.9pt; mso-add-space: auto; mso-add-space: auto; mso-char-indent-count: -1.9; mso-list: l5 level1 lfo2; mso-para-margin-left: 2.09gd; tab-stops: 44.0pt; text-align: justify; text-indent: -20.9pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">As
one would have experienced in day-to-day life, m</span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">maintenance is effortless when it comes to tiles, and there is no fear
of staining the floor</span><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">,</span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"> all because
of the liquid glass glaze on the tiles. All one needs is a damp mop to clean up
any accidental spills or the regular mess.<span style="mso-spacerun: yes;">
</span><o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 43.9pt; mso-add-space: auto; mso-add-space: auto; mso-char-indent-count: -1.9; mso-list: l5 level1 lfo2; mso-para-margin-left: 2.09gd; tab-stops: 44.0pt; text-align: justify; text-indent: -20.9pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">They can withstand harsh weather conditions and
fluctuations. </span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Mostly they don’t lose colour easily.</span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 43.9pt; mso-add-space: auto; mso-add-space: auto; mso-char-indent-count: -1.9; mso-list: l5 level1 lfo2; mso-para-margin-left: 2.09gd; tab-stops: 44.0pt; text-align: justify; text-indent: -20.9pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">They are available in a wide range of </span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">colours</span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">, textures, designs,
styles, and sizes. <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 43.9pt; mso-add-space: auto; mso-add-space: auto; mso-char-indent-count: -1.9; mso-list: l5 level1 lfo2; mso-para-margin-left: 2.09gd; tab-stops: 44.0pt; text-align: justify; text-indent: -20.9pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">They are</span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"> one of</span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"> the most affordable option in this list. <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 43.9pt; mso-add-space: auto; mso-add-space: auto; mso-char-indent-count: -1.9; mso-list: l5 level1 lfo2; mso-para-margin-left: 2.09gd; tab-stops: 44.0pt; text-align: justify; text-indent: -20.9pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Owing to their supreme hardness, tiles can turn out to
be quite brittle and develop cracks if a very heavy object is dropped on it
from a height. <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 22.0pt; mso-add-space: auto; mso-char-indent-count: -2.0; text-align: justify; text-indent: -22.0pt; text-justify: inter-ideograph;"><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><o:p> </o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 22.1pt; mso-add-space: auto; mso-char-indent-count: -2.0; mso-list: l1 level1 lfo3; tab-stops: 21.0pt; text-align: justify; text-indent: -22.1pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">l<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Marble</span></b><b style="mso-bidi-font-weight: normal;"><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">. </span></b><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Marble is a natural metamorphic rock </span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">formed naturally </span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">by subjecting
limestone to immense heat and pressure of the earth. The natural beauty is now
used extensively in the construction business for flooring. <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 44.0pt; mso-add-space: auto; mso-add-space: auto; mso-char-indent-count: -2.0; mso-list: l1 level2 lfo3; mso-para-margin-left: 2.0gd; tab-stops: 42.0pt; text-align: justify; text-indent: -22.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">n<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">An analysis:</span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 44.0pt; mso-add-space: auto; mso-list: l4 level1 lfo4; tab-stops: 44.0pt; text-align: justify; text-indent: -21.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Marble instantly imparts a sense of opulence and
elegant style when used for flooring. <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 44.0pt; mso-add-space: auto; mso-list: l4 level1 lfo4; tab-stops: 44.0pt; text-align: justify; text-indent: -21.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">It can be polished to achieve an unrivalled gleam and
sheen on the natural stone, which can light up the entire </span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">space</span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">. Moreover, whenever
one feels the beauty of their flooring has dampened over time, they can revive
its former beauty with </span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">rubbing and </span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">polishing. <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 44.0pt; mso-add-space: auto; mso-list: l4 level1 lfo4; tab-stops: 44.0pt; text-align: justify; text-indent: -21.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">They are very good conductors of heat and are
conducive to the installation of the heating system underneath them in chilly
climates. <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 44.0pt; mso-add-space: auto; mso-list: l4 level1 lfo4; tab-stops: 44.0pt; text-align: justify; text-indent: -21.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">They are very environment friendly. <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 44.0pt; mso-add-space: auto; mso-list: l4 level1 lfo4; tab-stops: 44.0pt; text-align: justify; text-indent: -21.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Good quality marble is costly.</span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 44.0pt; mso-add-space: auto; mso-list: l4 level1 lfo4; tab-stops: 44.0pt; text-align: justify; text-indent: -21.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">They are fragile and may develop cracks over a period of usage &
dark lines could be seen in the crevices.</span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 44.0pt; mso-add-space: auto; mso-list: l4 level1 lfo4; tab-stops: 44.0pt; text-align: justify; text-indent: -21.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Marble is porous in nature, thus, making it
susceptible to stains. <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 22.0pt; mso-add-space: auto; mso-char-indent-count: -2.0; text-align: justify; text-indent: -22.0pt; text-justify: inter-ideograph;"><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><o:p> </o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 22.1pt; mso-add-space: auto; mso-char-indent-count: -2.0; mso-list: l0 level1 lfo5; tab-stops: 21.0pt; text-align: justify; text-indent: -22.1pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">l<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Hardwood</span></b><b style="mso-bidi-font-weight: normal;"><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">. </span></b><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Hardwood flooring gives a very cosy yet modern vibe to
the home and is appreciated for its beauty all over the world. </span><span lang="EN-GB" style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-spacerun: yes;"> </span></span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 44.0pt; mso-add-space: auto; mso-add-space: auto; mso-char-indent-count: -2.0; mso-list: l0 level2 lfo5; mso-para-margin-left: 2.0gd; tab-stops: 42.0pt; text-align: justify; text-indent: -22.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">n<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Why & why not:</span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 44.0pt; mso-add-space: auto; mso-list: l2 level1 lfo6; tab-stops: 44.0pt; text-align: justify; text-indent: -21.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">They are </span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">highly </span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">durable and can last beautifully over </span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">decades, </span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">with proper
maintenance. <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 44.0pt; mso-add-space: auto; mso-list: l2 level1 lfo6; tab-stops: 44.0pt; text-align: justify; text-indent: -21.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Abundant </span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">variety of natural
textures and </span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">colours</span><span style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"> </span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">are available </span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">to fit your
preference. They can even be stained to achieve a different hue in the future. <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 44.0pt; mso-add-space: auto; mso-list: l2 level1 lfo6; tab-stops: 44.0pt; text-align: justify; text-indent: -21.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">They can be refurbished and polished easily to pretty
them up after continuous use.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 44.0pt; mso-add-space: auto; mso-list: l2 level1 lfo6; tab-stops: 44.0pt; text-align: justify; text-indent: -21.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Wood is biodegradable.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 44.0pt; mso-add-space: auto; mso-list: l2 level1 lfo6; tab-stops: 44.0pt; text-align: justify; text-indent: -21.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">They do not </span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">go </span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">well with moisture and in </span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">the </span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">areas with high
humidity</span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">.</span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 44.0pt; mso-add-space: auto; mso-list: l2 level1 lfo6; tab-stops: 44.0pt; text-align: justify; text-indent: -21.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">They are the most expensive option on this list. <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpLast" style="margin-left: 44.0pt; mso-add-space: auto; mso-list: l2 level1 lfo6; tab-stops: 44.0pt; text-align: justify; text-indent: -21.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-GB" style="font-family: Wingdings; mso-ansi-language: EN-GB; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">They need some T</span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">ender </span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">L</span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">oving </span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">C</span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">are regularly</span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">, </span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">ie, </span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">high </span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">on </span><span lang="EN-GB" style="mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">maintenance. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">The climatic and weather conditions </span><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">are
instrumental in deciding </span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">our flooring options
to a great deal. In Scandinavian or Siberian region any floor which gives a
psychological warm feeling may be more </span><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">suitable;
wooden / carpet flooring could be a preferred option. In Sub Saharan deserts or
Middle East, marble or stone may be preferred. </span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">There are </span><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">many
</span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">other options, which your designer m</span><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">a</span><span style="mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">y guide you to use. </span><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">We shall soon be covering other
options. </span><span lang="EN-GB" style="background: white; color: #222222; mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-GB" style="background: white; color: #222222; mso-ansi-language: EN-GB; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-left: 22.0pt; mso-char-indent-count: -2.0; text-indent: -22.0pt;"><span style="background: white; color: #222222; mso-ansi-language: EN-IN; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">www.colonelz.com<o:p></o:p></span></p>Biraj Sahayhttp://www.blogger.com/profile/12107433584147547468noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-17544733018287351802021-11-26T03:08:00.004-08:002021-11-26T03:08:56.303-08:00Pros and Cons of Investing In Commercial Construction<p> </p><p align="center" class="MsoNormal" style="text-align: center;"><b><span lang="EN-US" style="font-size: 14.0pt;">Pros and Cons of Investing In Commercial Construction<o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;"><span style="mso-spacerun: yes;"> </span><o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">In the economy today, the construction
industry is one of the best industries to invest in. If you think the
construction industry is only limited to building houses, that’s where you are
wrong because construction involves a wide spectrum of activities such as real
estate development, streets, and bridges building, setting up of
telecommunications infrastructure, repairs and alteration services,
installation services of different materials such as windows, floors, and even
general-purpose access doors, excavations, demolitions, and many other
activities. Here we are discussing the Pros and Cons of Investing In Commercial
Construction.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">Investing In Commercial Construction<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">Nowadays, a lot of developments are taking
place almost everywhere in the world with new commercial buildings rising
everywhere such as hotels, hospitals, office buildings, fast food outlets, and
restaurants, as well as recreational centers. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">There are two common kinds of construction–
<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; font-size: 12.0pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-size: 12.0pt;">Commercial
and <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; font-size: 12.0pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-size: 12.0pt;">Residential
construction. <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; font-size: 12.0pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-size: 12.0pt;">Residential
construction is all about houses or buildings where people can live, such as
condominiums and apartments. Residential construction is exclusively used for
private living quarters while commercial refers to any property that is used
for business activities.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpLast" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; font-size: 12.0pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-size: 12.0pt;">Commercial
construction covers numerous establishments such as hospitals, assembly plants,
malls, shopping centers, office spaces, storage warehouses, or any other setup
for a business enterprise. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">Whether it is commercial or residential,
any type of property can be a good investment opportunity. However, commercial
construction typically offers more financial rewards than residential
construction.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">That’s why you need to understand the pros
and cons of investing in commercial construction to make sure that you make the
right decision. Worry no more because, in this article, we are going to tell
you the pros and cons of investing in commercial construction.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">Pros of Investing in Commercial Construction<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">Investing in commercial construction has
many positive reasons that you probably know of already. We gathered the four
most common pros for investing in commercial construction:<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">Bigger Income potential – This is probably
the best reason why you should invest in commercial construction instead of
residential construction. Commercial properties have greater earning potential
than residential properties. They have a much higher range of annual return on
the purchase price.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">Professional relationships and Network –
Because commercial construction is larger in range than residential, commercial
business owners are more likely to make more professional relationships and a
wider network than residential construction businesses.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">Pleasing the Public Eye – When you’re
running a business of leasing buildings to retail tenants, you know that they
have a vested interest in the upkeep of their store and store facade to avoid
negative feedback about their business. This results in retail owners hiring
the services of a commercial construction company to improve the quality of the
property.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">Limited Hours of Operation – Businesses go
home once the day ends. If you are engaged in commercial construction, you
should also be able to rest at night when commercial businesses go home. You
won’t experience what owners in residential businesses experience, say, having
a tenant calling you at midnight because he needs repairs or has lost a hey.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">Cons of Investing in Commercial
Construction <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">Of course, investing in commercial construction
does not only have positive reasons. There are also negative issues to consider
such as the following:<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">High Competition – In commercial
construction, most business owners are always looking for opportunities to
improve. A commercial property needs to have a constant increase in value. Therefore,
more people offer innovative services to commercial companies, thus an increase
in the number of people engaging in commercial construction. You must ensure
that your commercial construction business is recognized for something that the
others don’t have– you need to have an edge.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">Professional help – When it comes to
commercial buildings, doing a DIY job is not recommended. If you are someone
who is a “do-it-yourself type” and you want to handle maintenance issues at a
commercial property, you need to be licensed to do the job properly. Whether
you like it or not, you will not be prepared to handle maintenance issues
yourself and you will really need to hire a professional for emergencies and repairs.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">Bigger investment – Engaging in commercial
construction typically requires more capital than residential construction. You
also must expect some large capital expenditures to follow. Moreover, when your
business grows, you would also need more costs for improvement.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">More Risks to Take – Commercial businesses
have more public visitors and clients every day that can possibly get hurt or
do some damage to your property. Aside from risks to people, you also have to
face risks in running your business. Some businesses close because of poor
management so you have to take all the necessary measures to keep your business
running. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">The Takeaway</span><span style="font-size: 12.0pt; mso-ansi-language: EN-IN;"><o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">Before you actually invest in commercial
construction, you have to weigh all the pros and cons. You need to make a solid
plan that covers not only starting your commercial construction but also seeing
it through until the end. It will always involve risks that you are willing to
take.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">If you are risk-averse, then maybe you
should turn your back on plans of investing in commercial construction and
instead invest in residential construction. Whatever your decision is,
whichever kind of construction you invest in, you must also invest greatly in
thinking and planning.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 12.0pt;">Do you want to know more about how to
improve commercial construction projects</span><span style="font-size: 12.0pt; mso-ansi-language: EN-IN;">? <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span style="font-size: 12.0pt; mso-ansi-language: EN-IN;">Visit our website</span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span style="font-size: 12.0pt; mso-ansi-language: EN-IN;">www.colonelz.com<o:p></o:p></span></p>Biraj Sahayhttp://www.blogger.com/profile/12107433584147547468noreply@blogger.com4tag:blogger.com,1999:blog-1402354733683241338.post-91308591317022079142021-10-08T03:51:00.001-07:002021-10-08T03:51:15.061-07:00<p> </p><p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Verdana",sans-serif;"><span style="mso-spacerun: yes;"> </span>Taking / Giving Property on
Rent?<span style="mso-spacerun: yes;"> </span>Our Advise----- Be Wise<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></b></p>
<p class="MsoNormal"><span class="apple-converted-space"><b style="mso-bidi-font-weight: normal;"><u><span lang="EN-US" style="background: white; color: black; font-family: "Verdana",sans-serif; mso-color-alt: windowtext;">Tenants.</span></u></b></span><span class="apple-converted-space"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="background: white; color: black; font-family: "Verdana",sans-serif; mso-color-alt: windowtext;"> </span></b></span><span class="apple-converted-space"><span lang="EN-US" style="background: white; color: black; font-family: "Verdana",sans-serif; mso-color-alt: windowtext;">Points to be considered:</span></span><b style="mso-bidi-font-weight: normal;"><u><span lang="EN-US" style="background: white; font-family: "Verdana",sans-serif;"><o:p></o:p></span></u></b></p>
<p class="MsoListParagraphCxSpFirst" style="mso-list: l3 level1 lfo1; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-family: "Verdana",sans-serif;">near
/ around the property, public transport, neighborhood gentry, proximity to
essential markets, schools, hospitals, etc.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo1; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-family: "Verdana",sans-serif;">Check
the safety aspects, especially for working / single women. You could get the
crime rate in the area on internet.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo1; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-family: "Verdana",sans-serif;">Find
out the age of the property. If possible, speak to the previous tenants or the </span><span style="font-family: "Verdana",sans-serif; mso-ansi-language: EN-IN;">neighbour</span><span lang="EN-US" style="font-family: "Verdana",sans-serif;">.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo1; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="background: white; color: black; font-family: "Verdana",sans-serif; mso-color-alt: windowtext;">by him to the property
owner. This agreement is ideally drafted before the tenant occupies that place.
Necessary </span><span lang="EN-US" style="font-family: "Verdana",sans-serif;">Inclusions
of the rental agreement or the Lease Deed would be;<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="background: white; color: black; font-family: "Verdana",sans-serif; mso-color-alt: windowtext;">Include start and end
date of the tenancy</span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Verdana",sans-serif;"><o:p></o:p></span></b></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="background: white; color: black; font-family: "Verdana",sans-serif; mso-color-alt: windowtext;">Monthly Rent amount
payable and the date of payment- should generally be 10<sup>th</sup> of the
month, especially for salaried persons, to avoid cheque bounce.</span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Verdana",sans-serif;"><o:p></o:p></span></b></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="background: white; color: black; font-family: "Verdana",sans-serif; mso-color-alt: windowtext;">Security deposit amount
to</span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Verdana",sans-serif;"><o:p></o:p></span></b></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="background: white; color: black; font-family: "Verdana",sans-serif; mso-color-alt: windowtext;">Conditions of
termination of Agreement.</span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Verdana",sans-serif;"><o:p></o:p></span></b></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="background: white; color: black; font-family: "Verdana",sans-serif; mso-color-alt: windowtext;">Notice period for
vacating the house.</span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Verdana",sans-serif;"><o:p></o:p></span></b></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -18.0pt;"><!--[if !supportLists]--><strong><span lang="EN-US" style="font-family: Symbol; font-weight: normal; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span></strong><!--[endif]--><span lang="EN-US" style="background: white; color: black; font-family: "Verdana",sans-serif; mso-color-alt: windowtext;">Provisions
of electricity, water and power facility & their payment procedure.</span><strong><span lang="EN-US" style="font-family: "Verdana",sans-serif; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: normal; mso-bidi-theme-font: minor-bidi;"><o:p></o:p></span></strong></p>
<p class="MsoListParagraphCxSpLast"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Verdana",sans-serif;"><o:p> </o:p></span></b></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Verdana",sans-serif;">Property Owner / Landlord.</span></b><span lang="EN-US" style="font-family: "Verdana",sans-serif;"> Rented <span style="background: white; color: black; mso-color-alt: windowtext;">Property
generates additional income by way of lease or rent. But if leased to a wrong
person, could cause numerous problems. It requires substantial care and a lot
of aspects have to be kept in mind while selecting the right paying guests (PG)
or purchasers on rent (rent party):</span><span style="background: white;"><o:p></o:p></span></span></p>
<p class="MsoListParagraphCxSpFirst" style="mso-list: l1 level1 lfo3; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="background: white; color: black; font-family: "Verdana",sans-serif; mso-color-alt: windowtext;">Must check financial
capability and background of the prospective tenant (Second party). (Too good
offers are dangerous. If the going rental is Rs X and you get offer of Rs 2X,
reject it)</span><u><span lang="EN-US" style="font-family: "Verdana",sans-serif;"><o:p></o:p></span></u></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo3; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-family: "Verdana",sans-serif;">Police
verification of the <span style="background: white; color: black; mso-color-alt: windowtext;">prospective tenant</span> is a must. <span style="background: white; color: black; mso-color-alt: windowtext;">This process helps in background
check of the tenant. Not doing this is a punishable offence under Section 188
of the Indian Penal Code.</span> <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo3; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-family: "Verdana",sans-serif;">Take
the permanent address proof of the <span style="background: white; color: black; mso-color-alt: windowtext;">prospective tenant</span>.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo3; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-family: "Verdana",sans-serif;">Take
the bank statement of the bank from which the payment cheques are made.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo3; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-family: "Verdana",sans-serif;">Meet
the tenants one on one, interact with them and get to know them. Don’t leave it
on the broker – his sole interest is Brokerage.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo3; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-family: "Verdana",sans-serif;">Services
of Registered Brokers only must be used. If he charges service tax, (currently
14%), he should deposit the challan & give details of it to you. <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo3; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="background: white; color: black; font-family: "Verdana",sans-serif; mso-color-alt: windowtext;">It is imperative for the
landowner to ask the appointed broker to provide the agency registration
number, valid signature and agency seal/ stamp on every page of the 'Lease and
License' accord so that the broker can be held accountable to look after any
legal disputes in future.</span><span lang="EN-US" style="font-family: "Verdana",sans-serif;"><o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo3; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="background: white; color: black; font-family: "Verdana",sans-serif; mso-color-alt: windowtext;">If possible, rent your
property to Tenants with families. If renting to Bachelors, obtain “Comfort
Letter” from the Employer of the prospective tenant & do a call check with
the Company’s HR / Admin.</span><span lang="EN-US" style="font-family: "Verdana",sans-serif;"><o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo3; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-family: "Verdana",sans-serif;">Lease
Deed/ Rental Agreement - <span style="background: white; color: black; mso-color-alt: windowtext;">A rent agreement or a lease deed is a legal document that
contains the details of the rights of a tenant to occupy certain property for a
fixed period of time in return of the rent paid by him to the property owner.
This agreement must be drafted before the tenant occupies the place. Necessary </span>Inclusions
of the rental agreement or the Lease Deed would be;<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l2 level1 lfo4; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-family: "Verdana",sans-serif;">If
the period of time is 12 months or less, registration is not compulsory. If
more than 12 months, you are legally bound to register which costs a </span><span style="font-family: "Verdana",sans-serif; mso-ansi-language: EN-IN;">minuscule</span><span lang="EN-US" style="font-family: "Verdana",sans-serif;"> amount (nearly 1% of the
total rent value, depending on the local laws), making it a very authentic
legal document.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l2 level1 lfo4; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-family: "Verdana",sans-serif;">Clear
mention of Dates; to and from.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l2 level1 lfo4; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-family: "Verdana",sans-serif;">Notice
period required from both sides; owner and tenant.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l2 level1 lfo4; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="font-family: "Verdana",sans-serif;">Rental
value and the security deposit made by the tenant and any advance payments
done. <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l2 level1 lfo4; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="background: white; color: black; font-family: "Verdana",sans-serif; mso-color-alt: windowtext;">The annual rent is
generally 2-3% of the capital value and differs according to the location and
amenities provided.<span style="mso-spacerun: yes;"> </span></span><span lang="EN-US" style="font-family: "Verdana",sans-serif;"><o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l2 level1 lfo4; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="background: white; color: black; font-family: "Verdana",sans-serif; mso-color-alt: windowtext;">Date of monthly rent
payment (usually around 10<sup>th</sup> of each month, especially for salaried
tenants).</span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Verdana",sans-serif;"><o:p></o:p></span></b></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l2 level1 lfo4; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="background: white; color: black; font-family: "Verdana",sans-serif; mso-color-alt: windowtext;">Annual increase in Rent
Clause.</span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Verdana",sans-serif;"><o:p></o:p></span></b></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l2 level1 lfo4; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="background: white; color: black; font-family: "Verdana",sans-serif; mso-color-alt: windowtext;">Mode of payment; ECS
mandate or Post dated cheques. AVOID CASH TRANSACTIONS.</span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Verdana",sans-serif;"><o:p></o:p></span></b></p>
<p class="MsoListParagraphCxSpLast" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l2 level1 lfo4; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="background: white; color: black; font-family: "Verdana",sans-serif; mso-color-alt: windowtext;">Clear mention of the
size of the property and the number of rooms, bathrooms, kitchen, etc.</span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Verdana",sans-serif;"><o:p></o:p></span></b></p>
<p class="MsoNormal"><span lang="EN-US" style="font-family: "Verdana",sans-serif;">Wishing
you a Happy Letting out/in of your homes. You may make lifelong friends with
your Tenants / Landlord. Happy Safe homes are very important. <o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US" style="font-family: "Verdana",sans-serif;"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family: "Verdana",sans-serif; mso-ansi-language: EN-IN;">www.colonelz.com<o:p></o:p></span></p>Biraj Sahayhttp://www.blogger.com/profile/12107433584147547468noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-60172247938550878762021-09-03T03:39:00.000-07:002021-09-03T03:39:02.133-07:00<p> </p><p align="center" style="background: white; margin: 0cm; mso-line-height-alt: 14.65pt; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="color: black; font-family: "Verdana",sans-serif; font-size: 20.0pt; mso-bidi-font-family: Arial;">Green Buildings – Indian Perspective<o:p></o:p></span></b></p>
<p align="center" style="background: white; line-height: 14.65pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-bidi-font-family: Arial; mso-bidi-font-size: 20.0pt;"><o:p> </o:p></span></b></p>
<p style="background: white; line-height: 14.65pt; margin: 0cm;"><span style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">Deteriorating Environmental conditions
pan India entails we MUST focus more on Environment Friendly Buildings &
Infra development. We are a country of 1.5 billion people and counting , in
which 32% of population lives in urban areas.India’s<span style="mso-spacerun: yes;"> </span>increase in commercial energy consumption in
the last four decades has been 700% and is growing. Energy consumption in India
will grow unto 3 times of current consumption by 2030. There is a shortage of
about 250 million liters of water per day, if we only consider the major Indian
cities. The crisis is approaching, lest we stem it. Green building construction
presents a solution for sustainable growth.<o:p></o:p></span></p>
<p style="background: white; line-height: 14.65pt; margin: 0cm;"><strong><span style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; font-weight: normal; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;"><o:p> </o:p></span></strong></p>
<p style="background: white; line-height: 14.65pt; margin: 0cm;"><strong><span style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">What is a Green Building?</span></strong><span style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;"> <o:p></o:p></span></p>
<p style="background: white; line-height: 14.65pt; margin: 0cm;"><span style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">Green building, or sustainable design,
is the practice of increasing the efficiency with which buildings and their sites
use energy, water, and materials, while reducing the negative impacts of the
building on human health and the environment over the entire life cycle of the
building. Green building concepts extend beyond the walls of buildings and
should<span style="mso-spacerun: yes;"> </span>include</span><span style="background: white; color: #222222; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;"> siting, design,
construction, operation, maintenance, renovation, and demolition; as also</span><span style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">, community and land use planning as
well.<o:p></o:p></span></p>
<p style="background: white; line-height: 14.65pt; margin: 0cm;"><span style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;"><o:p> </o:p></span></p>
<p style="background: white; line-height: 14.65pt; margin: 0cm;"><span style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">There are numerous ways to make your
buildings more Eco friendly. We list a few below<o:p></o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><b><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;"><o:p> </o:p></span></b></p>
<p style="line-height: 14.65pt; margin: 0cm;"><b><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;"><o:p> </o:p></span></b></p>
<p style="line-height: 14.65pt; margin: 0cm;"><b><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">Sustainable Site Selection:<o:p></o:p></span></b></p>
<p style="line-height: 14.65pt; margin: 0cm;"><b><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;"><o:p> </o:p></span></b></p>
<p style="line-height: 14.65pt; margin: 0cm;"><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">Easy availability of public
transport/ Mass Transit system and conveniences helps cut down energy
consumption for transportation. Rehabilitation of sites damaged by
environmental contamination is a better option than any new piece of land where
large amount of energy and resource is needed to make the land worthy of
building on, thus saving large amount of energy. <o:p></o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;"> <o:p></o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">It is very important to protect the
existing Flora & Fauna, the soil and natural features. Avoid hard paving on
the site to preserve top soil and ease rain water harvesting. There should be
minimum storm water runoff.<o:p></o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;"> <o:p></o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><b><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">Sustainable Building Components /
Material</span></b><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;"><o:p></o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">Material which can be recycled, have
low toxicity, nil / low harmful air emissions, as also, have a long shelf life
are better. Planning the Building’s structure and dimension can reduce the
construction costs. Construction and demolition material can be reused and
recycled for landfills. Proper planning for managing materials through
deconstruction, demolition and construction is done. <o:p></o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">Using renewable materials like
bamboo flooring, wool carpets, straw board, cotton ball insulation (made from
denim scrap) is good. Locally available materials must be given priority; Saves
transportation costs. Alternative materials that can be generated from waste
with lesser energy is used over conventional building materials, e.g.
alternative materials for timber, like MDF board, Mica Laminates and Veneers on
composite boards should be used instead of natural timber. Industrial waste
based bricks and blocks, aerated lightweight BPC concrete blocks, can be used
for masonry structures and Fly ash, for bricks, outdoor paving and in concrete.<o:p></o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;"> <o:p></o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><b><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">Solar Energy<o:p></o:p></span></b></p>
<p style="line-height: 14.65pt; margin: 0cm;"><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt; mso-bidi-font-weight: bold;">Indian
Govt is giving numerous subsidies, including sharing of Solar energy generated
in the Grid so that excess energy generated during day can be bartered for
energy at night, thus being economically efficient, as also environment
friendly.<o:p></o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 10.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;"><o:p> </o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 10.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;"><o:p> </o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><b><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">Water Efficiency<o:p></o:p></span></b></p>
<p style="line-height: 14.65pt; margin: 0cm;"><b><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;"><o:p> </o:p></span></b></p>
<p style="line-height: 14.65pt; margin: 0cm;"><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">Installation of water efficient or
low flow equipment in kitchens and bathrooms to reduce water consumption is
very important. Newly designed Vapor generating taps save 80% water while being
as efficient.<o:p></o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">· Incorporating
waste water management technologies like dual plumbing for using recycled water
in toilet flushing or using water conserving fixtures such as low flow shower
heads, self closing nozzles on hoses, water closets with dual flush options.<o:p></o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">· Use
of Micro irrigation techniques at sites instead of high pressure sprayers.<o:p></o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">· Re-circulation
system for centralized hot water distribution.<o:p></o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">· For
landscaping purpose, local plants and trees are used as they consume less
water.<o:p></o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">· Provisions
for reusing and recycling water are made to ensure efficient water management.<o:p></o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">· Using
treated waste water, non potable water for site irrigation. Raw sewage can
be recycled using aquatic plants like duckweed and water hyacinth to produce
clean water suitable for re-use in irrigation and industry.<o:p></o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">· Integrating
Rain water harvesting system in building design to ensure maximum possible
utilization of rain water.<o:p></o:p></span></p>
<p style="line-height: 14.65pt; margin: 0cm;"><span lang="EN-US" style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;"> <o:p></o:p></span></p>
<p style="background: white; line-height: 14.65pt; margin: 0cm;"><span style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">1 billion sft building area has been
certified as green by leading green building rating system LEED-INDIA.<o:p></o:p></span></p>
<p style="background: white; line-height: 14.65pt; margin: 0cm;"><span style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">There are two established Green
Building rating system in India.<o:p></o:p></span></p>
<p style="background: white; line-height: 14.65pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l1 level1 lfo1; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="color: black; font-family: "Arial",sans-serif; font-size: 11.0pt; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Arial;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">LEED-INDIA<o:p></o:p></span></p>
<p style="background: white; line-height: 14.65pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l1 level1 lfo1; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="color: black; font-family: "Arial",sans-serif; font-size: 6.5pt; mso-fareast-font-family: Arial;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">GRIHA</span><span style="color: black; font-family: "Verdana",sans-serif; font-size: 6.5pt; mso-bidi-font-family: Arial;"><o:p></o:p></span></p>
<p style="background: white; line-height: 14.65pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm;"><span style="color: black; font-family: "Verdana",sans-serif; font-size: 6.5pt; mso-bidi-font-family: Arial;"><o:p> </o:p></span></p>
<p style="background: white; margin: 0cm;"><b style="mso-bidi-font-weight: normal;"><span style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">Some Green Building Projects in India </span></b><span style="color: black; font-family: "Verdana",sans-serif; font-size: 11.0pt; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;"><o:p></o:p></span></p>
<p style="margin-bottom: 5.0pt; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo2; tab-stops: 36.0pt; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black; font-family: "Verdana",sans-serif; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">Suzlon
Energy Limited - Pune<o:p></o:p></span></p>
<p style="margin-bottom: 5.0pt; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo2; tab-stops: 36.0pt; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black; font-family: "Verdana",sans-serif; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">Biodiversity
Conservation India - Bangalore<o:p></o:p></span></p>
<p style="margin-bottom: 5.0pt; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo2; tab-stops: 36.0pt; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black; font-family: "Verdana",sans-serif; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">Olympia
Technology Park - Chennai<o:p></o:p></span></p>
<p style="margin-bottom: 5.0pt; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo2; tab-stops: 36.0pt; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black; font-family: "Verdana",sans-serif; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">ITC
Green Centre - Gurgaon<o:p></o:p></span></p>
<p style="margin-bottom: 5.0pt; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo2; tab-stops: 36.0pt; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black; font-family: "Verdana",sans-serif; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">The
Druk White Lotus School - Ladakh<o:p></o:p></span></p>
<p style="margin-bottom: 5.0pt; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo2; tab-stops: 36.0pt; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black; font-family: "Verdana",sans-serif; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">Doon
School -<span style="mso-spacerun: yes;"> </span>Dehradun<o:p></o:p></span></p>
<p style="margin-bottom: 5.0pt; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo2; tab-stops: 36.0pt; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black; font-family: "Verdana",sans-serif; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">Raintree
Hotels - Chennai<o:p></o:p></span></p>
<p style="margin-bottom: 5.0pt; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo2; tab-stops: 36.0pt; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black; font-family: "Verdana",sans-serif; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">Nokia
- Gurgaon<o:p></o:p></span></p>
<p style="margin-left: 36.0pt; mso-list: l0 level1 lfo2; tab-stops: 36.0pt; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black; font-family: "Verdana",sans-serif; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">Rajiv
Gandhi International Airport - Hyderabad<o:p></o:p></span></p>
<p style="background: white; line-height: 14.65pt; margin-left: 36.0pt; mso-list: l0 level1 lfo2; tab-stops: 36.0pt; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black; font-family: "Verdana",sans-serif; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">Palais
Royale at Worli – Mumbai<o:p></o:p></span></p>
<p style="background: white; line-height: 14.65pt; margin-left: 18.0pt; tab-stops: 36.0pt;"><span style="color: black; font-family: "Verdana",sans-serif; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;">www.colonelz.com<o:p></o:p></span></p>
<p style="background: white; line-height: 14.65pt; margin-left: 18.0pt; tab-stops: 36.0pt;"><span style="color: black; font-family: "Verdana",sans-serif; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt;"><o:p> </o:p></span></p>Biraj Sahayhttp://www.blogger.com/profile/12107433584147547468noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-42400041163032859032021-08-29T23:17:00.001-07:002021-08-29T23:17:28.798-07:00<p> </p><p class="MsoNormal" style="text-align: justify;">Create an Aesthetic Space for Coffee
Lovers<o:p></o:p></p>
<p class="MsoNormal" style="text-align: justify;">From a group of friends to
couples to working professionals, nobody minds stopping by a coffee shop. A
coffee shop usually attracts a wide variety of customers. The interior of a
coffee shop plays a major role in engaging guests. An elevated aesthetic look
and increased comfort can urge customers to become loyal patrons.<o:p></o:p></p>
<p class="MsoNormal" style="text-align: justify;">You can create an alluring space
for your business with these coffee shop interior decor ideas:<o:p></o:p></p>
<p class="MsoListParagraphCxSpFirst" style="mso-list: l2 level1 lfo7; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Create an interior that reflects your brand and
mission.<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l2 level1 lfo7; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Emanate an ambience that is apparent to your
patrons.<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l2 level1 lfo7; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Choose your lighting wisely. Use organic lights
to conserve energy.<o:p></o:p></p>
<p class="MsoListParagraphCxSpLast" style="mso-list: l2 level1 lfo7; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Make the space interactive and Insta-worthy.<o:p></o:p></p>
<p class="MsoNormal" style="text-align: justify;">You can give an even more
aesthetic look to your coffee shop interior by incorporating the following
themes:<o:p></o:p></p>
<p class="MsoNormal" style="text-align: justify;"><b style="mso-bidi-font-weight: normal;">Industrial Style Interior<o:p></o:p></b></p>
<p class="MsoNormal" style="text-align: justify;">Take inspiration from factories,
warehouses and other interior spaces. Opt for a colour palette which includes
hues like grey, black, tan, white or maroon. Here’s all that you need to
include in your decor:<o:p></o:p></p>
<p class="MsoListParagraphCxSpFirst" style="mso-list: l4 level1 lfo1; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Exposed architecture<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l4 level1 lfo1; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Metal accents<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l4 level1 lfo1; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Block shapes<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l4 level1 lfo1; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Squared lines<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l4 level1 lfo1; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Mechanical components<o:p></o:p></p>
<p class="MsoListParagraphCxSpLast" style="mso-list: l4 level1 lfo1; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Use of vintage components<o:p></o:p></p>
<p class="MsoNormal" style="text-align: justify;"><b style="mso-bidi-font-weight: normal;">Mid-Century Interior<o:p></o:p></b></p>
<p class="MsoNormal" style="text-align: justify;">In the mid-century, from 1930s
through 1960s, materials were celebrated for their uniqueness. Explore new
materials in the light of new technology, while still celebrating traditional
ones. For the hues, stick to neutral colours like light greys, browns and
creams. Include these decor pieces to give your coffee shop a classic
mid-century look:<o:p></o:p></p>
<p class="MsoListParagraphCxSpFirst" style="mso-list: l1 level1 lfo2; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Unique or contrasting materials<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo2; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Clean lines<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo2; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Organic and geometric shapes<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo2; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Tables and chairs with tapered legs<o:p></o:p></p>
<p class="MsoListParagraphCxSpLast" style="mso-list: l1 level1 lfo2; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Cozy and convenient furniture<o:p></o:p></p>
<p class="MsoNormal" style="text-align: justify;"><b style="mso-bidi-font-weight: normal;">Rustic Interior<o:p></o:p></b></p>
<p class="MsoNormal" style="text-align: justify;">This tone of interior will
feature organic and natural elements. Country or farmhouse decor is also apt
for creating an in-the-woods atmosphere. Neutral colours such as tan, cream, brown
and green give an aesthetic rustic essence. Use the following to amp up the
rustic feel of your coffee shop:<o:p></o:p></p>
<p class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo3; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Lots of natural elements like real plants and
flowers<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo3; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->A mix of different types of wood<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo3; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Galvanized planters<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo3; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Farmhouse components<o:p></o:p></p>
<p class="MsoListParagraphCxSpLast" style="mso-list: l0 level1 lfo3; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Emphasis on rugged beauty<o:p></o:p></p>
<p class="MsoNormal" style="text-align: justify;"><b style="mso-bidi-font-weight: normal;">Vintage Interior<o:p></o:p></b></p>
<p class="MsoNormal" style="text-align: justify;">The vintage decor includes styles
from a variety of decades. It draws inspiration from the past and emanates a
romantic, charming atmosphere. You can play with pastel or faded colours like
burgundy, light orange, peach, mustard, yellow and sea green for creating a
vintage look. Enhance your vintage coffee shop interior with these decor
pieces:<o:p></o:p></p>
<p class="MsoListParagraphCxSpFirst" style="mso-list: l6 level1 lfo4; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Floral accents and wallpapers<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l6 level1 lfo4; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Mahogany wood<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l6 level1 lfo4; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Stained glass lamps<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l6 level1 lfo4; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Elegant patterns and designs<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l6 level1 lfo4; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Distressed couches and chairs<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l6 level1 lfo4; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Vintage luggage<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l6 level1 lfo4; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Pieces with ornate elements<o:p></o:p></p>
<p class="MsoListParagraphCxSpLast" style="mso-list: l6 level1 lfo4; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Tablecloths with intricate patterns<o:p></o:p></p>
<p class="MsoNormal" style="text-align: justify;"><b style="mso-bidi-font-weight: normal;">Modern Interior<o:p></o:p></b></p>
<p class="MsoNormal" style="text-align: justify;">Modern style decor is a fairly
new concept. This style follows function which means all furniture and decor
pieces should feel very 20<sup>th</sup> century. Modern interior is simple but
with a practical and intentional purpose. A modern environment can be created
in a coffee shop by using colours like brown, taupe, cream or pure white. You
can include the below mentioned decor pieces to give your cafe a modern look:<o:p></o:p></p>
<p class="MsoListParagraphCxSpFirst" style="mso-list: l3 level1 lfo5; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Smooth surfaces with crisp lines<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo5; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Very light or dark wood tones<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo5; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Clean and organized pieces without any clutter<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo5; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->A blend of comfortable and sophisticated
elements<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo5; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Clean metal accents<o:p></o:p></p>
<p class="MsoListParagraphCxSpLast" style="mso-list: l3 level1 lfo5; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Lack of intricate detailing<o:p></o:p></p>
<p class="MsoNormal" style="text-align: justify;">Adhering to any one of these
styles, you can also include these decor accents in your cafe to make the space
more engaging and immersive:<o:p></o:p></p>
<p class="MsoListParagraphCxSpFirst" style="mso-list: l5 level1 lfo6; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]-->Magazines and books<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l5 level1 lfo6; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-ansi-language: EN-US; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="mso-ansi-language: EN-US;">Artwork<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-list: l5 level1 lfo6; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-ansi-language: EN-US; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="mso-ansi-language: EN-US;">Tableware<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpLast" style="mso-list: l5 level1 lfo6; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-ansi-language: EN-US; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-US" style="mso-ansi-language: EN-US;">Music<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span lang="EN-US" style="mso-ansi-language: EN-US;">At Colonelz, we have a variety of interior
decor ideas best suited to the unique need of our customers.<span style="mso-spacerun: yes;"> </span>Our team of professionals focuses on your
requirements to create a space which compliments your concept and use. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><o:p> </o:p></p>
<p class="MsoNormal" style="text-align: justify;">www.colonelz.com<o:p></o:p></p>Biraj Sahayhttp://www.blogger.com/profile/12107433584147547468noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-12988524372947276542020-01-21T04:35:00.002-08:002020-01-21T04:37:13.915-08:00CERSAI & HOME BUYERS<div dir="ltr" style="text-align: left;" trbidi="on">
<div align="center" class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt; text-align: center;">
<b><span class="15" style="color: #1c1e29; font-size: 12pt;">CERSAI & HOME BUYERS</span></b><b><span class="15" style="color: #1c1e29; font-size: 12pt;"><o:p></o:p></span></b></div>
<div class="p" style="margin-bottom: 0pt; margin-top: 0pt;">
<span class="15" style="color: #1c1e29; font-size: 12pt;">With the growth in Real Estate as an Industry, the number of Fly by night operators became unmanageable. The main sufferers became the Ignorant & Innocent common man- The Home Buyers. To prevent loaning with the same Asset Class as the Collateral, the Govt came up with one of the Internationally common practice of CERSAI.</span><span class="15" style="color: #1c1e29; font-size: 12pt;"><o:p></o:p></span></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<br /></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<b><span class="15" style="color: #1c1e29; font-size: 11pt;">What Is CERSAI, and why is it Relevant to a Home Buyer?</span></b><span style="color: #1c1e29; font-size: 11pt;"><o:p></o:p></span></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<br /></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<span style="color: #1c1e29; font-size: 11pt;">Central Registry of Securitisation Asset Reconstruction and Security Interest (CERSAI) is </span><span style="color: #1c1e29; font-size: 11pt;">the C</span><span style="color: #1c1e29; font-size: 11pt;">entral </span><span style="color: #1c1e29; font-size: 11pt;">O</span><span style="color: #1c1e29; font-size: 11pt;">nline</span><span style="color: #1c1e29; font-size: 11pt;"> R</span><span style="color: #1c1e29; font-size: 11pt;">egistry </span><span style="color: #1c1e29; font-size: 11pt;">on the</span><span style="color: #1c1e29; font-size: 11pt;"> security interest. </span><span style="color: #1c1e29; font-size: 11pt;">As brought out above, it aims at preventing </span><span style="color: #1c1e29; font-size: 11pt;">frauds in lending against </span><span style="color: #1c1e29; font-size: 11pt;">E</span><span style="color: #1c1e29; font-size: 11pt;">quitable </span><span style="color: #1c1e29; font-size: 11pt;">M</span><span style="color: #1c1e29; font-size: 11pt;">ortgages, </span><span style="color: #1c1e29; font-size: 11pt;">so that </span><span style="color: #1c1e29; font-size: 11pt;">people </span><span style="color: #1c1e29; font-size: 11pt;">don’t </span><span style="color: #1c1e29; font-size: 11pt;">take multiple loans on the same asset from different banks.</span><span style="color: #1c1e29; font-size: 11pt;"> </span><span style="color: #1c1e29; font-size: 11pt;"><o:p></o:p></span></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<br /></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<span style="color: #1c1e29; font-size: 11pt;">Legal problems are bound to happen </span><span style="color: #1c1e29; font-size: 11pt;">when the same property </span><span style="color: #1c1e29; font-size: 11pt;">gets</span><span style="color: #1c1e29; font-size: 11pt;"> linked to two loans from two different banks at the same time. It </span><span style="color: #1c1e29; font-size: 11pt;">was quite common earlier, as there was no way to check whether a property has been mortgaged. To obviate these </span><span style="color: #1c1e29; font-size: 11pt;">these issues, CERSAI was introduced to the real estate industry.</span><span style="color: #1c1e29; font-size: 11pt;"><o:p></o:p></span></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<br /></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<b><span class="15" style="color: #1c1e29; font-size: 11pt;">What is the Purpose of CERSAI?</span></b><span style="color: #1c1e29; font-size: 11pt;"><o:p></o:p></span></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<br /></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<span style="color: #1c1e29; font-size: 11pt;">CESAI was introduced in March 2011 to make mortgage transactions more transparent. CERSAI, is a licensed company</span><span style="color: #1c1e29; font-size: 11pt;">, wherein,</span><span style="color: #1c1e29; font-size: 11pt;"> </span><span style="color: #1c1e29; font-size: 11pt;">51% of the equity is owned by the government, and the rest is owned equally by National Housing Bank and 10 other public sector banks</span><span style="color: #1c1e29; font-size: 11pt;">.</span><span style="color: #1c1e29; font-size: 11pt;"><o:p></o:p></span></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<br /></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<span style="color: #1c1e29; font-size: 11pt;">CERSAI’s </span><span style="color: #1c1e29; font-size: 11pt;">mandate was to maintain a </span><span style="color: #1c1e29; font-size: 11pt;">C</span><span style="color: #1c1e29; font-size: 11pt;">entral </span><span style="color: #1c1e29; font-size: 11pt;">R</span><span style="color: #1c1e29; font-size: 11pt;">egistry of </span><span style="color: #1c1e29; font-size: 11pt;"> E</span><span style="color: #1c1e29; font-size: 11pt;">quitable </span><span style="color: #1c1e29; font-size: 11pt;">M</span><span style="color: #1c1e29; font-size: 11pt;">ortgages</span><span style="color: #1c1e29; font-size: 11pt;">. I</span><span style="color: #1c1e29; font-size: 11pt;">t contains </span><span style="color: #1c1e29; font-size: 11pt;">data </span><span style="color: #1c1e29; font-size: 11pt;">on the equitable mortgage taken on a property </span><span style="color: #1c1e29; font-size: 11pt;">and the </span><span style="color: #1c1e29; font-size: 11pt;">details of the </span><span style="color: #1c1e29; font-size: 11pt;">F</span><span style="color: #1c1e29; font-size: 11pt;">inancial </span><span style="color: #1c1e29; font-size: 11pt;">I</span><span style="color: #1c1e29; font-size: 11pt;">nstitution</span><span style="color: #1c1e29; font-size: 11pt;">s</span><span style="color: #1c1e29; font-size: 11pt;"> that extended the loan </span><span style="color: #1c1e29; font-size: 11pt;">and the D</span><span style="color: #1c1e29; font-size: 11pt;">etails </span><span style="color: #1c1e29; font-size: 11pt;">of the B</span><span style="color: #1c1e29; font-size: 11pt;">orrower. CERSAI also allowed lenders to register transactions of securitisation and asset reconstruction.</span><span style="color: #1c1e29; font-size: 11pt;"> </span><span style="color: #1c1e29; font-size: 11pt;">The ledger of CERSAI therefore, contain</span><span style="color: #1c1e29; font-size: 11pt;">s the</span><span style="color: #1c1e29; font-size: 11pt;"> details of the borrower and lender.</span><span style="color: #1c1e29; font-size: 11pt;"><o:p></o:p></span></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<br /></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<span style="color: #1c1e29; font-size: 11pt;">It is Mandatory for </span><span style="color: #1c1e29; font-size: 11pt;">All </span><span style="color: #1c1e29; font-size: 11pt;">F</span><span style="color: #1c1e29; font-size: 11pt;">inancial </span><span style="color: #1c1e29; font-size: 11pt;">I</span><span style="color: #1c1e29; font-size: 11pt;">nstitutes to register all</span><span style="color: #1c1e29; font-size: 11pt;"> Loaning I</span><span style="color: #1c1e29; font-size: 11pt;">nformation </span><span style="color: #1c1e29; font-size: 11pt;">in</span><span style="color: #1c1e29; font-size: 11pt;"> CERSAI. The registration should be completed in 30 days in order to attend to the security interests.</span><span style="color: #1c1e29; font-size: 11pt;"> In January 2016, the mandate was extended further to start registration of security interests created on movable and intangible assets such as accounts receivables, book debt, and hypothecation as well as to start registration of all other types of mortgages used in India.</span><span style="color: #1c1e29; font-size: 11pt;"><o:p></o:p></span></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<br /></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<b><span style="color: #1c1e29; font-size: 11pt;">Register in CERSAI</span></b><b><span style="color: #1c1e29; font-size: 11pt;"><o:p></o:p></span></b></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<br /></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<b><span class="15" style="color: #1c1e29; font-size: 11pt;">Residential </span></b><b><span class="15" style="color: #1c1e29; font-size: 11pt;">C</span></b><b><span class="15" style="color: #1c1e29; font-size: 11pt;">onstruction </span></b><b><span class="15" style="color: #1c1e29; font-size: 11pt;">S</span></b><b><span class="15" style="color: #1c1e29; font-size: 11pt;">ervices</span></b><span style="color: #1c1e29; font-size: 11pt;"> </span><span style="color: #1c1e29; font-size: 11pt;">also are under </span><span style="color: #1c1e29; font-size: 11pt;">CERSAI</span><span style="color: #1c1e29; font-size: 11pt;">,</span><span style="color: #1c1e29; font-size: 11pt;"> where the mortgage is involved. </span><span style="color: #1c1e29; font-size: 11pt;">One can </span><span style="color: #1c1e29; font-size: 11pt;">register using </span><span style="color: #1c1e29; font-size: 11pt;">their</span><span style="color: #1c1e29; font-size: 11pt;"> website. There </span><span style="color: #1c1e29; font-size: 11pt;">is </span><span style="color: #1c1e29; font-size: 11pt;">an “entity registration” form available on the site. A digital signature</span><span style="color: #1c1e29; font-size: 11pt;"> is the </span><span style="color: #1c1e29; font-size: 11pt;">access to the CERSAI portal. Once the form is filled, it has to be downloaded and signed by the authorized personnel and sen</span><span style="color: #1c1e29; font-size: 11pt;">t</span><span style="color: #1c1e29; font-size: 11pt;"> to the prescribed CERSAI address along with the necessary documents. </span><span style="color: #1c1e29; font-size: 11pt;">Once </span><span style="color: #1c1e29; font-size: 11pt;">the process is </span><span style="color: #1c1e29; font-size: 11pt;">completed, </span><span style="color: #1c1e29; font-size: 11pt;">a tab on the progress online</span><span style="color: #1c1e29; font-size: 11pt;"> can be kept</span><span style="color: #1c1e29; font-size: 11pt;">.</span><span style="color: #1c1e29; font-size: 11pt;"><o:p></o:p></span></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<br /></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<b><span class="15" style="color: #1c1e29; font-size: 11pt;">CERSAI Charges</span></b><span style="color: #1c1e29; font-size: 11pt;"><o:p></o:p></span></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<br /></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<b><span class="15" style="color: #1c1e29; font-size: 11pt;">“What is the CERSAI charges for home loan?”</span></b><b><span class="15" style="color: #1c1e29; font-size: 11pt;"> </span></b><span style="color: #1c1e29; font-size: 11pt;">The registration fee keeps changing from time to </span><span style="color: #1c1e29; font-size: 11pt;">time</span><span style="color: #1c1e29; font-size: 11pt;">. If you want to take a loan from a bank, you will have to pay a charge that would include the upfront or processing charges. The CERSAI registration charge and processing fee was clubbed from 1st January 2014. The cost is the same across all lenders in the country. The loan amount will ultimately determine the registration fee.</span><span style="color: #1c1e29; font-size: 11pt;"><o:p></o:p></span></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<br /></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<span style="color: #1c1e29; font-size: 11pt;">Loans that are above 5.00 Lacks will have to pay Rs. 500 + </span><span style="color: #1c1e29; font-size: 11pt;">GST</span><span style="color: #1c1e29; font-size: 11pt;">. Loans that are below 5 Lacks will have to pay Rs. 250 + service tax. If there is a delay in making updates regarding the transactions with CERSAI, it could result in a penalty.</span><span style="color: #1c1e29; font-size: 11pt;"><o:p></o:p></span></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<br /></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<b><span class="15" style="color: #1c1e29; font-size: 11pt;">Concluding Thoughts </span></b><span style="color: #1c1e29; font-size: 11pt;"><o:p></o:p></span></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<br /></div>
<div class="p" style="margin-bottom: 0.0000pt; margin-top: 0.0000pt;">
<span style="color: #1c1e29; font-size: 11pt;">CERSAI and Credit Information Bureau India Limited (CIBIL) have joined hands to make the borrowing and lending process more streamlined. Lenders will be able to make lending decisions better because of this tie-up. It benefit</span><span style="color: #1c1e29; font-size: 11pt;">s </span><span style="color: #1c1e29; font-size: 11pt;">both parties, </span><span style="color: #1c1e29; font-size: 11pt;">ie the Borrower & Lender. </span><span style="color: #1c1e29; font-size: 11pt;"><o:p></o:p></span><br />
<span style="color: #1c1e29; font-size: 11pt;"><br /></span>
<span style="color: #1c1e29; font-size: 11pt;">www.colonelz.com</span></div>
<div class="MsoNormal">
<br /></div>
</div>
Colonelzhttp://www.blogger.com/profile/12844574563525127913noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-37900793415153967392018-08-13T05:47:00.003-07:002018-08-13T05:47:54.500-07:00Having Problems with Storages in Toilets?<div dir="ltr" style="text-align: left;" trbidi="on">
<br />
<div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;">Having Problems with Storage in Toilets?<o:p></o:p></span></b></div>
<div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;"><br /></span></b></div>
<div class="MsoNormal">
<span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;">Invariably, our storages in toilets &
wet areas get spoilt over a period of a couple of years. So what is the remedy?
For some time, a solution in the form of WPC is being used successfully. The
material is ideal to be used in areas where some water splash on your storages
/ cabinets are likely. These are a good substitute. Please don’t use it as a
water proof material, but as a water resistant material. While fabricating, one
must understand that the hinges etc are of metals & would need extra care
to prevent them from rust & resultant decay.<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;">What is <b style="mso-bidi-font-weight: normal;">WPC-Wood Plastic Composite</b>?<o:p></o:p></span></div>
<div class="MsoNormal">
<span class="apple-converted-space"><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">WPCs </span></span><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">are<span class="apple-converted-space"> </span></span><span lang="EN-IN"><a href="http://en.wikipedia.org/wiki/Composite_material" title="Composite material"><span style="background: white; color: black; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial; mso-themecolor: text1; text-decoration: none; text-underline: none;">composite
materials</span></a></span><span class="apple-converted-space"><span lang="EN-IN" style="background: white; color: black; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial; mso-themecolor: text1;"> </span></span><span lang="EN-IN" style="background: white; color: black; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial; mso-themecolor: text1;">made
of<span class="apple-converted-space"> </span></span><span lang="EN-IN"><a href="http://en.wikipedia.org/wiki/Wood_fibre" title="Wood fibre"><span style="background: white; color: black; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial; mso-themecolor: text1; text-decoration: none; text-underline: none;">wood fibre</span></a></span><span lang="EN-IN" style="background: white; color: black; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial; mso-themecolor: text1;">/</span><span lang="EN-IN"><a href="http://en.wikipedia.org/wiki/Wood_flour" title="Wood flour"><span style="background: white; color: black; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial; mso-themecolor: text1; text-decoration: none; text-underline: none;">wood flour</span></a></span><span class="apple-converted-space"><span lang="EN-IN" style="background: white; color: black; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial; mso-themecolor: text1;"> </span></span><span lang="EN-IN" style="background: white; color: black; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial; mso-themecolor: text1;">and
thermoplastic(s).</span><span class="apple-converted-space"><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;"> The material has a
proportion of </span></span><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">70 percent cellulose content (although 50/50 is
more common) to plastic, the mechanical behaviour of WPCs is most similar to
neat polymers (fibre plastic).<o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">Advantages</span></b><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;"> of WPC:<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">WPCs do not corrode and are highly resistant to
rot, decay, and Marine Borer attack.</span><span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">They have good workability and can be shaped
using conventional woodworking tools.</span><span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">WPC is considered a sustainable material as can
be made using recycled plastics and waste products of the wood industry.</span><span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">The material carries the ability to be moulded
into almost any desired shape.</span><span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span class="apple-converted-space"><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;"> </span></span><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">A WPC member can be
bent and fixed, to form strong arching curves.</span><span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">It lacks the need for paint.</span><span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">WPCs are manufactured in a variety of colours.</span><span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-IN" style="color: #262626; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-themecolor: text1; mso-themetint: 217;">Disadvantages</span></b><span lang="EN-IN" style="color: #262626; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-themecolor: text1; mso-themetint: 217;"> of WPC</span><span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;">:<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l1 level1 lfo2; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span class="apple-converted-space"><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">It is not fully
water resistant as the wood fibres embedded within the material </span></span><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">do absorb water.
However, it is not very susceptible to effects of water.</span><span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo2; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">Although these materials continue the lifespan
of used and discarded materials, they have their own considerable half life or
less; the polymers and adhesives added make wood-plastic composite difficult to
recycle again after use.</span><span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo2; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">WPCs have a lower strength and stiffness than
wood.</span><span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo2; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">Also, they experience time and temperature-dependent
behaviour.</span><span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo2; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">The wood particles are susceptible to fungal
attack, though not as much so as solid wood, and the polymer (plastic)
component is vulnerable to UV degradation.</span><span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo2; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">It is possible that the strength and stiffness
may be reduced by moisture absorption and freeze-thaw cycling.</span><span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo2; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">Some WPC formulations are also sensitive to
staining from a variety of agents (even water at times).</span><span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="mso-list: l1 level1 lfo2; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN-IN" style="background: white; color: #252525; font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Arial;">WPC has higher fire hazard properties than wood
alone, as plastic has a higher chemical heat content and can melt.</span><span lang="EN-IN" style="font-family: "Verdana","sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal" style="background: white;">
<b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;"><span lang="EN-IN" style="font-family: "Verdana","sans-serif";"><a href="http://www.colonelzinfracon.com/" target="_blank"><span style="color: #1155cc; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">www.colonelz.com</span></a></span></i></b><b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;"><u><span lang="EN-IN" style="color: #222222; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Arial;"><o:p></o:p></span></u></i></b></div>
<div class="MsoNormal" style="background: white;">
<b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;"><span lang="EN-IN" style="font-family: "Verdana","sans-serif";"><a href="https://www.facebook.com/pages/Colonelz-Construction/568692806528062?fref=ts" target="_blank"><span style="color: #1155cc; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">Facebook- Colonelz Constructions Pvt Ltd</span></a><o:p></o:p></span></i></b></div>
<div class="MsoNormal" style="background: white;">
<b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;"><span lang="EN-IN" style="font-family: "Verdana","sans-serif";"><a href="https://www.facebook.com/pages/Colonelz-Construction/568692806528062?fref=ts" target="_blank"><span style="color: #1155cc; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">Facebook- NS Design Studio</span></a><o:p></o:p></span></i></b></div>
<div class="MsoNormal" style="background: white;">
<b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;"><span lang="EN-IN" style="font-family: "Verdana","sans-serif";"><a href="http://colonelzbricklogic.blogspot.in/" target="_blank"><span style="color: #1155cc; mso-bidi-font-family: Arial;">Blog- Guns and Mortar to Brick
and Mortar!</span></a></span></i></b><b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;"><u><span lang="EN-IN" style="color: #222222; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Arial;"><o:p></o:p></span></u></i></b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<br /></div>
<br /></div>
Biraj Sahayhttp://www.blogger.com/profile/12107433584147547468noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-9100438246970129522017-11-06T23:15:00.003-08:002017-11-06T23:15:26.530-08:00<div dir="ltr" style="text-align: left;" trbidi="on">
<div align="center" class="MsoNormal" style="text-align: center;">
<b><u><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">Planning
to Make a House? Guidelines - Part II
(by </span></u></b><a href="http://www.colonelz.com/"><b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">www.colonelz.com</span></b></a><b><u><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">) (contd)<o:p></o:p></span></u></b></div>
<div class="MsoNormal">
<span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">You would be aware of the saying, “Time spent on
Reconnaissance is never wasted”. To arrive at the final design for your house /
any other building, one MUST do a detailed research on the type of Home or Space
you are planning. Whether it is Residence, office or commercial space, the most
important Factor is : <o:p></o:p></span></div>
<div class="MsoListParagraph" style="mso-list: l0 level1 lfo2; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; font-size: 14.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">Location,
Location & Location. <o:p></o:p></span></b></div>
<div class="MsoNormal">
<span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">When we say location, it varies with the purpose. I
would love to have an office in the Connaught Place; but residence, maybe not.
Residence should always be at a place where you can get peace of mind, once you
are back from work. Even if that entails 15 minutes of extra commute.
Similarly, for office too, location is equally important. Nehru Place may be
good for IT peripherals, but surely not for Furniture.<o:p></o:p></span></div>
<div class="MsoNormal">
<b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">Preparatory
Work. </span></b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">The search should be two prone-<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l1 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; font-size: 14.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">Internet search. There are numerous
sites which give us ideas w.r.t. the building, its various spaces, furniture
& furnishing. Printerest is one such site.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="mso-list: l1 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; font-size: 14.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">Physical search on ground. Keep your
mental faculty and eyes programmed to register exteriors and interiors which
you like. Keep in mind, the utility & location –viz, office, home, hotel etc,
all have different requirements and hence are designed differently.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">Obvious outcome of the above should be – Collection
& Collation of information, so as to derive valuable inputs / intelligence
from the same. Record whatever you find suitable and use them during your
interaction with the Architect & Interior Designer.<o:p></o:p></span></div>
<div class="MsoNormal">
<b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">Detailing
Your Requirements<o:p></o:p></span></b></div>
<div class="MsoNormal">
<span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">As was elucidated in the previous part, you would
have decided on what would be the basic components of your house, viz, Basement,
Stilt for Parking, No of bedrooms, dressers, No of toilets, Powder Room,
Drawing- Dining- Living room, Verandahs,
Open Area, Balconies, Store / Pooja room and so on. It is advisable to use
Vastu Tips while planning the building.<o:p></o:p></span></div>
<div class="MsoNormal">
<b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">Why
Vastu? </span></b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">What is Vastu Shastra? It is the “S<span style="background: white; color: #222222;">cience of Architecture." Vastu describes
the principles of design, layout, measurements, ground preparation, space
arrangement and spatial geometry of buildings. It is purely scientific and has
nothing to do with Religion, faith etc. Most part of non mountainous India have
more prolonged summers, ranging from 7-8 months in North to almost 12 months
down south. In India, throughout the year, the sun moves from SE to SW
direction, as we are in the Northern Hemisphere. Hence, the southern direction
is considered more suitable for Master Bedroom, Kitchen, open area to dry
clothes etc. Similarly, Northern Area gets less heated up, and hence a visitor
while waiting for you after ringing the Bell can get some shade. Also, Prayer /
Puja area is to NE so as to have a comfortable weather.<o:p></o:p></span></span></div>
<div class="MsoNormal">
<span style="background: white; color: #222222; font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">However, please do
NOT spoil the looks and comfort just because of Vastu. Vastu is an ingredient
to help and NOT to hinder your design.<o:p></o:p></span></div>
<div class="MsoNormal">
<b><span style="background: white; color: #222222; font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">Financial Planning</span></b><span style="background: white; color: #222222; font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">. The start point is the BUDGET. Like in any
other expense, here to, there will be a tendency of Cost overrun. Hence, if you
have a budget of 1 Cr, start working at 20% less as your planned Expenditure.
Based on the budget, one needs to decide the Location & Plot size.<o:p></o:p></span></div>
<div class="MsoNormal">
<b><span style="background: white; color: #222222; font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">Plot Selection<o:p></o:p></span></b></div>
<div class="MsoNormal">
<span style="background: white; color: #222222; font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">Dilemma of Cost vs
Location & Size. The starting point of construction is the Plot selection
& purchase. It’s common experience that one always likes something which is
beyond my planned budget. A 200 yd plot in suburb may be cheaper than a 100 yd
plot in the city. Take a call, based on your & your spouse’s office,
children education, parents / in laws residence and numerous other factors.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="background: white; color: #222222; font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">Remember, the house
you will make will be mainly used by you. All your relatives would visit you
very rarely. However, your friend circle does matter. The overriding factor
should be your and your Spouse’s as also your children’s requirements. If these
are well taken care of, others are secondary. Even with your Best friend, you
don’t call on every third day. You have to go to office / school 5-6 days a
week. Even your pets (if any), should be a factor while deciding the residence.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="background: white; color: #222222; font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">Connectivity. I
prefer my office to be close to the main highway, as it helps my clients to
visit us easily. Same ain’t true for home. It is better that your house is, a
few hundred meters away from the main Highway. Honking and heavy traffic are
not enjoyable after all. <o:p></o:p></span></div>
<div class="MsoNormal">
<span style="background: white; color: #222222; font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">Size. It’s a saying-
“In a 3000 sq ft house, you live in a 200 sq ft and in the balance, lives your
EGO”. Depending on the No of persons likely to inhabit in the house, one could
take a decision of the size. Maintaining a big house is costly and time
consuming. Housekeeping personnel and Maids are getting costlier and rarer.
Apart from the common spaces like Drawing room, kitchen, etc, one should 1 to 2
rooms more than the No of rooms likely to be occupied by permanent residents.
If it is a couple only, at the max you should go for a 3 BHK. Beyond that would
be more for your Ego and for gossiping in Kitty Parties- you know, the Delhi
Show off club?<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="background: white; color: #222222; font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">Dimension &
Alignment. An ideal plot should be rectangular, with 90 Degree corners. If you
get a cheaper plot in non regular shape, work out the area available on carving
out the largest rectangle. The price of that rectangle is the amount you should
consider in the deal. A wider frontage gives better options to the architect
and vice-versa. Normally, a ratio of
1:1.5:: Width: Length is suitable. Max stretch could be 1:2. However,
the frontage of small plots like 50/100 yds should not be less than about 15
ft, or else, your house would give a feel of a Railway Compartment. <o:p></o:p></span></div>
<div class="MsoNormal">
<span style="background: white; color: #222222; font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">Cost. Depending on
the location, plot cost may form a formidable part of the cost of your house.
The cost of construction varies from say Rs 2000/ for a decent house to Rs 4000
/ 5000/- per sft for a very high end construction and interiors. Plan
accordingly. How to arrive at the right price? You would have often
experienced, when you want to sell a thing, market would be in doldrums and you
would be offered rock bottom price. Similarly, when you go to buy, you find
that that’s the last piece available and the prices are likely to go up
further. Simple way is, if you want to buy, ask the Brokers / check on the Net
rates for selling. Once you get both the rates, ie, seller’s & buyer’s,
average it out and that would be the near correct price. Again, location would
matter and 2 adjoining plots’ rates could vary a lot, in case on is a Corner
plot.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="background: white; color: #222222; font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">Hope you have
understood / assimilated the above easily. To prevent boredom setting in, would
call it a day here. <o:p></o:p></span></div>
<div class="MsoNormal">
<span style="background: white; color: #222222; font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">How to select the
Architect, layout, material to be used, earmarking areas for not so often
thought of chores like washing area, etc, would be discussed in the Parts to
come ahead. We would also cover specifics of Bedroom, Kitchen, Dresser, Living
Area, Drawing Room, Dining area, Toilet, Verandah and more, in days to come.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="background: white; color: #222222; font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">To be continued in
Part III………………………………..<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="background: white; color: #222222; font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%;">www.colonelz.com<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<br />
<div class="MsoNormal">
<br /></div>
</div>
Colonelzhttp://www.blogger.com/profile/12844574563525127913noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-30027570013100701762017-05-11T01:56:00.001-07:002017-05-11T01:56:11.869-07:00Planning to Make a House? Guidelines - Part I (by www.colonelz.com)<div dir="ltr" style="text-align: left;" trbidi="on">
<div align="center" class="MsoNormal" style="text-align: center;">
<b><u><span style="font-size: 14.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;">Planning to Make a House? Guidelines -
Part I (by www.colonelz.com)<o:p></o:p></span></u></b></div>
<div class="MsoNormal" style="text-align: justify;">
In the era of Flat / Apartment
living, not many go for own house construction. However, some of us still
prefer Independent houses, if affordable. It is also a suitable option when
friends / family want to have a common building as home. Major advantages of
making ones’ own house are:</div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l1 level1 lfo1; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->The cost incurred is at least 20- 25 % less,
compared to buying any type of residence.</div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo1; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->The design & material is as per your liking.</div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo1; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->You can space the construction as per your
funding state.</div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo1; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Obviously, you would be confident about the
quality of material used. </div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo1; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->You get to decide who your neighbors are.</div>
<div class="MsoListParagraphCxSpLast" style="mso-list: l1 level1 lfo1; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->There is NO unending wait for Possession, as is
the norm today, w.r.t. Builders.</div>
<div class="MsoNormal" style="text-align: justify;">
For most of us, making a house
for ourselves, generally is a once in a life experience. There are many stages
of construction, which could be as follows:</div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Planning Stage, which includes: </div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level2 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "Courier New"; mso-fareast-font-family: "Courier New";">o<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Plot selection.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level2 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "Courier New"; mso-fareast-font-family: "Courier New";">o<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Selection of Architect.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level2 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "Courier New"; mso-fareast-font-family: "Courier New";">o<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Time plan, from planning stage to finishing. </div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level2 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "Courier New"; mso-fareast-font-family: "Courier New";">o<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Listing of needs one wants in the house:</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Basement, wanted or not.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Stilt for Parking? Or drive way?</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->No of bedrooms.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Should bedrooms have dressers, or bedroom should
have large wardrobes.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->No of toilets & do you need a Powder Room?</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Common Drawing Dining room or separate.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Do you want Living room?</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Verandahs, Open Area & Balconies. </div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Service balcony requirements.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Store / Pooja room</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Location for Housekeeping Necessities - Washing
Machine, Dish Washer, Vacuum Cleaner and more. </div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Servant Quarter. </div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Lawn / kitchen garden.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->AC type to be used, i.e., Central, VRV,
Cassette, Split or Window.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level2 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "Courier New"; mso-fareast-font-family: "Courier New";">o<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Financial Planning. </div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Rough cost of construction varies from 1500 to
4000/ per sft, including furnishing. Normally, a decent middle class house
works out to be around INR 2000 to 2200/ per sft, all inclusive.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Plan to Start with Roughly 20 % of the Budget.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Plan for about 20 % every 4-6 months.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Overall Cost incurred on civil work &
furnishing is generally similar, ie, 45-55% each.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Cost of making basement is similar to the
floors, as it mandates Water Proofing, as also has 3 walls, one in RCC & 2
in brick, on either side of RCC.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Larger the Built up Area, cheaper is the average
cost per sft.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Break in Construction work, increases cost.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Delay in funding would also lead to cost
escalation.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level2 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "Courier New"; mso-fareast-font-family: "Courier New";">o<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Documentation & Approvals</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->All Municipalities or Urban Development
Authorities have certain Rules and Regulations which one has to abide with. Front
& Rear Set-backs to be left, side lane to be left, max & min height
from Road level, etc are some inputs which are important. Ignorance may prove
costly and cause hassles at a later time.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Some Important documents which you need to have
are – Conveyance Deed for plot; Possession Letter from Society; Plot Boundaries
details (eg, to North – 12 Mtr road, to South, Plot No x, etc); Sale Deed &
Chain of Buyers & Sellers.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Bank Loan approval, if funding is required.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Approvals for Temporary Electrical, Water &
Sewage Connection.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Rules for Rain Water Harvesting.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Is Solar Lighting Compulsory & whether Govt
offers any subsidy on it.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Go through the Rules. Generally these are
available On Line. In case it isn’t, get a Copy of the latest rules.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.5in; mso-add-space: auto; mso-list: l0 level3 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;">§<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Approvals are many. Some of them are:</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 2.0in; mso-add-space: auto; mso-list: l0 level4 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Plot, Measurement, Alignment & Marking on
Ground by Authorities.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 2.0in; mso-add-space: auto; mso-list: l0 level4 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Building Plan Approval. <i>It is very important to Freeze your Plans before submitting for
Building Plans Approval. </i> Minor
modifications are penalized in Compoundable manner, however, any Violation if
not compoundable, would cause headache for you. Use a qualified architect for
the same.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 2.0in; mso-add-space: auto; mso-list: l0 level4 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->DPC approval i.e., when the construction work
reaches Ground Level.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 2.0in; mso-add-space: auto; mso-list: l0 level4 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--> Approval
on Completion of Building.</div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 2.0in; mso-add-space: auto; mso-list: l0 level4 lfo2; text-align: justify; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Approval from PHC (Health Deptt) & other
Govt agencies, as required by the local laws.</div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 2.0in; mso-add-space: auto; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<br />
<div class="MsoNormal" style="text-align: justify;">
To be continued in Part
II………………………………..</div>
</div>
Biraj Sahayhttp://www.blogger.com/profile/12107433584147547468noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-23838302220824143382017-03-25T07:31:00.000-07:002017-03-25T07:31:03.870-07:00Taking / Giving Property on Rent? Our Advise----- Be Wise<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="MsoNormal">
<span class="apple-converted-space"><b><span style="background: white; font-family: "verdana" , "sans-serif";">Tenents. </span></b></span><span class="apple-converted-space"><span style="background: white; font-family: "verdana" , "sans-serif";">Points to be considered:</span></span></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l3 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "verdana" , "sans-serif";">near
/ around the property, public transport, neighborhood gentry, proximity to
essential markets, schools, hospitals, etc.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "verdana" , "sans-serif";">Check
the safety aspects, especially for working / single women. You could get the crime
rate in the area on internet.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "verdana" , "sans-serif";">Find
out the age of the property. If possible, speak to the previous tenants or the
neighbours.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "verdana" , "sans-serif";">by him to the property owner. This agreement is ideally
drafted before the tenant occupies that place. Necessary </span><span style="font-family: "verdana" , "sans-serif";">Inclusions of the rental agreement
or the Lease Deed would be;<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "verdana" , "sans-serif";">Include start and end date of the tenancy</span><b><span style="font-family: "verdana" , "sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "verdana" , "sans-serif";">Monthly Rent amount payable and the date of payment- should
generally be 10<sup>th</sup> of the month, especially for salaried persons, to
avoid cheque bounce.</span><b><span style="font-family: "verdana" , "sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "verdana" , "sans-serif";">Security deposit amount to</span><b><span style="font-family: "verdana" , "sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "verdana" , "sans-serif";">Conditions of termination of Agreement.</span><b><span style="font-family: "verdana" , "sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "verdana" , "sans-serif";">Notice period for vacating the house.</span><b><span style="font-family: "verdana" , "sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -.25in;">
<!--[if !supportLists]--><strong><span style="font-family: "symbol"; font-weight: normal;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span></strong><!--[endif]--><span style="background: white; font-family: "verdana" , "sans-serif";">Provisions of electricity, water and power facility &
their payment procedure.</span><strong><span style="font-family: "verdana" , "sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: normal; mso-bidi-theme-font: minor-bidi;"><o:p></o:p></span></strong></div>
<div class="MsoListParagraphCxSpLast">
<br /></div>
<div class="MsoNormal">
<b><span style="font-family: "verdana" , "sans-serif";">Property Owner / Landlord.</span></b><span style="font-family: "verdana" , "sans-serif";"> Rented <span style="background: white;">Property generates additional income by way of lease or rent. But if
leased to a wrong person, could cause numerous problems. It requires
substantial care and a lot of aspects have to be kept in mind while selecting
the right paying guests (PG) or purchasers on rent (rent party):<o:p></o:p></span></span></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l1 level1 lfo4; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "verdana" , "sans-serif";">Must check financial capability and background of the prospective
tenant (Second party). (Too good offers are dangerous. If the going rental is
Rs X and you get offer of Rs 2X, reject it)</span><u><span style="font-family: "verdana" , "sans-serif";"><o:p></o:p></span></u></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo4; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "verdana" , "sans-serif";">Police
verification of the <span style="background: white;">prospective tenant</span> is
a must. <span style="background: white;">This process helps in background check
of the tenant. Not doing this is a punishable offence under Section 188 of the
Indian Penal Code.</span> <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo4; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "verdana" , "sans-serif";">Take
the permanent address proof of the <span style="background: white;">prospective
tenant</span>.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo4; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "verdana" , "sans-serif";">Take
the bank statement of the bank from which the payment cheques are made.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo4; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "verdana" , "sans-serif";">Meet
the tenants one on one, interact with them and get to know them. Don’t leave it
on the broker – his sole interest is Brokerage.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo4; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "verdana" , "sans-serif";">Services
of Registered Brokers only must be used. If he charges service tax, (currently
14%), he should deposit the challan & give details of it to you. <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo4; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "verdana" , "sans-serif";">It is imperative for the landowner to ask the appointed
broker to provide the agency registration number, valid signature and agency
seal/ stamp on every page of the 'Lease and License' accord so that the broker
can be held accountable to look after any legal disputes in future.</span><span style="font-family: "verdana" , "sans-serif";"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo4; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "verdana" , "sans-serif";">If possible, rent your property to Tenants with families. If
renting to Bachelors, obtain “Comfort Letter” from the Employer of the
prospective tenant & do a call check with the Company’s HR / Admin.</span><span style="font-family: "verdana" , "sans-serif";"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo4; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "verdana" , "sans-serif";">Lease
Deed/ Rental Agreement - <span style="background: white;">A rent agreement or a
lease deed is a legal document that contains the details of the rights of a
tenant to occupy certain property for a fixed period of time in return of the
rent paid by him to the property owner. This agreement must be drafted before
the tenant occupies the place. Necessary </span>Inclusions of the rental
agreement or the Lease Deed would be;<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l2 level1 lfo3; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "verdana" , "sans-serif";">If
the period of time is 12 months or less, registration is not compulsory. If
more than 12 months, you are legally bound to register which costs a miniscule
amount (nearly 1% of the total rent value, depending on the local laws), making
it a very authentic legal document.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l2 level1 lfo3; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "verdana" , "sans-serif";">Clear
mention of Dates; to and from.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l2 level1 lfo3; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "verdana" , "sans-serif";">Notice
period required from both sides; owner and tenant.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l2 level1 lfo3; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "verdana" , "sans-serif";">Rental
value and the security deposit made by the tenant and any advance payments
done. <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l2 level1 lfo3; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "verdana" , "sans-serif";">The annual rent is generally 2-3% of the capital value and
differs according to the location and amenities provided. </span><span style="font-family: "verdana" , "sans-serif";"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l2 level1 lfo3; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "verdana" , "sans-serif";">Date of monthly rent payment (usually around 10<sup>th</sup>
of each month, especially for salaried tenants).</span><b><span style="font-family: "verdana" , "sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l2 level1 lfo3; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "verdana" , "sans-serif";">Annual increase in Rent Clause.</span><b><span style="font-family: "verdana" , "sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l2 level1 lfo3; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "verdana" , "sans-serif";">Mode of payment; ECS mandate or Post dated cheques. AVOID
CASH TRANSACTIONS.</span><b><span style="font-family: "verdana" , "sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l2 level1 lfo3; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "verdana" , "sans-serif";">Clear mention of the size of the property and the number of
rooms, bathrooms, kitchen, etc.</span><b><span style="font-family: "verdana" , "sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , "sans-serif";">Wishing you
a Happy Letting out/in of your homes. You may make lifelong friends with your
Tenants / Landlord. Happy Safe homes are very important. <o:p></o:p></span><br />
<span style="font-family: "verdana" , "sans-serif";"><br /></span>
<span style="font-family: "verdana" , "sans-serif";">www.colonelz.com</span><br />
<span style="font-family: "verdana" , "sans-serif";">www.woodshastra.com</span><br />
<span style="font-family: "verdana" , "sans-serif";"><br /></span></div>
<br />
<div class="MsoNormal">
<br /></div>
</div>
Biraj Sahayhttp://www.blogger.com/profile/12107433584147547468noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-72564624402313727082017-03-17T07:00:00.000-07:002017-03-17T07:00:00.158-07:00Guaranteed Returns Schemes on Real Estate<div dir="ltr" style="text-align: left;" trbidi="on">
<div style="text-align: center;">
<b><u>Guaranteed Return Schemes</u></b></div>
<div style="text-align: center;">
<b><br /></b></div>
<div style="text-align: left;">
<br /></div>
<div style="text-align: left;">
Most of us would have come across lucrative advertisements talking of 11-12% Guaranteed returns on your investments in Real Estate - mostly in Commercial Property like Offices / Shops etc. When Banks etc are giving you just 6-8% returns, why is The Builder ready to give so much more. Its simple Finance. There are one or more of the reasons below:<br />
<br />
<ul style="text-align: left;">
<li>The Banks lend only up to a limit, which is decided by various factors. They mainly dwell at high probability of recovery of the loan in case of default.</li>
<li>If the Builder wants more money, he goes to the Non Structured / Grey market, where he pays much more by way of Interest.</li>
<li>Due to his paymant capability / track record, Financial Institutions are not lending to him.</li>
</ul>
<div>
<br /></div>
<div>
The most important point to consider is the credibility & reliability of the Proposer. Even in marriage, we commit a lot but many forget them soon enough. His commitments to you are supposedly sacrosanct, but in Indian Context, its debatable.<br />
<br />
Hence, please don't be swayed by mouth watering offers. Follow the dictum - " Anything which is too Good, is Bad".<br />
<br />
If you really wish to have a better return, go in for Reputed & Good Listed Companies issuing such Debt Instruments. These could be bought on line in demat form. Your money matters.<br />
Safe & Happy Investing is very important.<br />
www.colonelz.com</div>
<br /></div>
</div>
Colonelzhttp://www.blogger.com/profile/12844574563525127913noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-16336026939591516532017-03-14T02:45:00.000-07:002017-03-14T02:45:14.096-07:00<div dir="ltr" style="text-align: left;" trbidi="on">
<div align="center" class="MsoNormal" style="background: white; margin-bottom: 13.45pt; mso-outline-level: 1; text-align: center;">
<b><u><span style="color: #333f48; font-family: "Verdana","sans-serif"; font-size: 14.0pt; mso-bidi-font-family: Helvetica; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;">Ensure Your Parents Feel at Home in
Retirement – A Thanks Giving Gesture<o:p></o:p></span></u></b></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">Most people in Jobs often ponder
as to what it would be to have a Permanent home. Profession makes us move
places, leaving us feeling </span><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">deprived<span style="color: #333f48;"> of the solace
one gets in one’s own house, as their final abode. The feeling gets more
pronounced in the twilight years. Generally, closer to retirement we try to
relocate considering factors like - likely companions, suitable community, medical
facilities in the vicinity, peaceful / countryside life, or for a bigger or
smaller property at an aspired location.<o:p></o:p></span></span></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";">The way you cannot forget your
childhood homes, in the very same way, our retirement homes also give us a
memorable treasure.<a href="https://www.blogger.com/null" name="_GoBack"></a> </span><span style="color: #333f48; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">In case your parents are planning to relocate as part of their
retirement, you must be the key player in making their decision a happy one.
How???</span><span style="color: #333f48; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.8pt; mso-outline-level: 3; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; font-size: 14.0pt; mso-bidi-font-family: Helvetica; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">Where?<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.0pt; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">Just like Bollywood is all about entertainment, a good home (or
for that matter any property), is heavily dependent on <b>location</b>, <b>location</b> &
<b>location</b>. It is better to add a few
extra minutes to your commute for a better home, than be in the middle of
commotion.<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.0pt; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">In fact, location is the key driver of where we settle finally. In
our later years, it’s very important to stay close to family and friends who would
care for you and enjoy being around. We might want to finally want to make that
dream home in the suburbs a reality and get out of the city life we never
really cared for.<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.0pt; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">Lifestyle is paramount; and the neighborhood we are in will
shape that lifestyle as much as where we sleep each night. Work with your
parents to tease out their interests, hobbies, where their friends are settled
and if they have an ideal location they always wanted to live at. Talk to them
about how and where do they see their retirement years and start your property
search there. <o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.0pt; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.0pt; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; font-size: 14.0pt; mso-bidi-font-family: Helvetica; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">Requirements<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.0pt; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">Just like any other property hunt, your parents will have
specific requirements for their retirement real estate. Help them audit and
capture all of these. Do they need a pet friendly property? Ground floor only?
Gardens they can tend to? Hobbies they want to pick up? Ask what’s
non-negotiable and what’s a nice to have.<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.0pt; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">Review the myriad of options out there. Community / Cooperative
living, </span><a href="http://www.realestate.com.au/retire/retirement-villages-australia/list-1" target="_blank" title="retirement villages"><span style="color: windowtext; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman"; text-decoration: none; text-underline: none;">retirement villages</span></a><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";"> and communities, homes specially modified
for aged needs, or a house with all close ones in an area? <span style="color: #333f48;">A list of needs
and wants will let you zero in to the perfect location.<o:p></o:p></span></span></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.8pt; mso-outline-level: 3; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; font-size: 14.0pt; mso-bidi-font-family: Helvetica; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">Help them
shortlist<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.0pt; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">Follow up your research with in-person visits to locales your
parents are considering buying into. Interview them together and make sure
their location, features, and amenities measure up. Treat it like any other property
inspecting process – tick all the boxes around your requirements, get
professional assistance where needed, and look under the proverbial rug to make
sure there are no unwelcome surprises. Also, <b>(I cannot emphasize enough)</b> do a thorough check on the SAFETY and
MEDICAL FACILITIES available!<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.8pt; mso-outline-level: 3; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; font-size: 14.0pt; mso-bidi-font-family: Helvetica; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">Encourage a
financial health check<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.0pt; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">Even if your parents are downsizing in retirement, there are
costs associated with that move. Help family members get a complete picture of
retirement home costs- One time & Recurring. Assess and ensure that they
are well manageable, without major compromise to their lifestyle. If they’re
financially adrift, use a suitable financial advisor.<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.0pt; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">Some retirement accommodations offer options for long term care,
and you might want to look at insurance for this. Though it may be confronting,
being honest about finances will help minimize distress and prevent disaster.
Just remember that money can be a sensitive subject, and attitudes differ
generationally.<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.8pt; mso-outline-level: 3; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; font-size: 14.0pt; mso-bidi-font-family: Helvetica; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">Reverse
Mortgage<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.8pt; mso-outline-level: 3; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">The concept of reverse mortgage is catching up in India. It is
basically a loan given by a Bank to Old people, generally 60 plus, in lieu of
the property which is reverse mortgaged. The owners do not repay the loan in
their Life-time. The loan amount including interest is recovered by the bank
after demise of both the couple. Generally they cater for 20-25 years, but
invariably the clause exists that the property can be taken over by the Bank
only after the death of both – the husband & wife.<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.8pt; mso-outline-level: 3; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; font-size: 14.0pt; mso-bidi-font-family: Helvetica; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">Comfort Them to
Accept the Change Happily<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.0pt; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">We humans are quite averse to accepting change. There would be
niggling worries & doubts, right from daily grocery supply to medics &
vets. These have to be part of the Initial Research while deciding the
property. These have to be coordinated & organized once relocating. Transitioning
to retirement can make us worry about losing touch with the people and places
that matter most. Choose retirement homes that help your loved ones maintain
habits and hobbies they love, and communities that help them thrive, not
wither. Identify aspects of their life that can remain constant while some
things shift. <o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.0pt; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">Listen carefully to what your parents want, need and feel about
the process and their accommodation options. Then step up and help them do the work,
rather than taking over. By empowering your loved ones to research and
make their own decisions – you’ll ensure they have ownership over those
choices.<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.0pt; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">Lastly! Do visit them often, because family is happiness.<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="background: white; line-height: 19.0pt; margin-bottom: 15.0pt; text-align: justify;">
<span style="color: #333f48; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">www.colonelz.com<o:p></o:p></span></div>
</div>
Biraj Sahayhttp://www.blogger.com/profile/12107433584147547468noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-52520758030055074062017-02-20T01:17:00.003-08:002017-02-20T01:17:32.824-08:00Green Buildings - Indian Perspective<div dir="ltr" style="text-align: left;" trbidi="on">
<div align="center" style="background: white; margin-bottom: .0001pt; margin: 0in; mso-line-height-alt: 14.65pt; text-align: center;">
<b><span lang="EN-IN" style="font-family: Verdana, sans-serif; font-size: 20pt;">Green Buildings – Indian Perspective<o:p></o:p></span></b></div>
<div align="center" style="background: white; line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in; text-align: center;">
<br /></div>
<div style="background: white; line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<span lang="EN-IN" style="font-family: Verdana, sans-serif; font-size: 11pt;">Deteriorating
Environmentmal conditions pan India entails we MUST focus more on Environment
Friendly Buildings & Infra development. We are a country of 1.5 billion
people and counting , in which 32% of population lives in urban areas.India’s increase in commercial energy consumption in
the last four decades has been 700% and is growing. Energy consumption in india
will grow upto 3 times of current consumption by 2030. There is a shortage of about
250 million liters of water per day, if we only consider the major Indian
cities. The crisis is approaching, lest we stem it. Green building construction
presents a solution for sustainable growth.<o:p></o:p></span></div>
<div style="background: white; line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<br /></div>
<div style="background: white; line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<strong><span lang="EN-IN" style="font-family: Verdana, sans-serif; font-size: 11pt;">What is Green Building?</span></strong><span lang="EN-IN" style="font-family: Verdana, sans-serif; font-size: 11pt;"> Green building, or sustainable
design, is the practice of increasing the efficiency with which buildings and
their sites use energy, water, and materials, while reducing the negative impacts
of the building on human health and the environment over the entire life cycle
of the building. Green building concepts extend beyond the walls of buildings
and should include</span><span lang="EN-IN" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #222222; font-family: Verdana, sans-serif; font-size: 11pt;"> siting, design,
construction, operation, maintenance, renovation, and demolition; as also</span><span lang="EN-IN" style="font-family: Verdana, sans-serif; font-size: 11pt;">, community and land use planning as
well.<o:p></o:p></span></div>
<div style="background: white; line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<br /></div>
<div style="background: white; line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<span lang="EN-IN" style="font-family: Verdana, sans-serif; font-size: 11pt;">There are numerous ways to make your
buildings more Eco friendly. We list a few below<o:p></o:p></span></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<br /></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<b><span style="font-family: Verdana, sans-serif; font-size: 11pt;">Sustainable
Site Selection:</span></b><span style="font-family: Verdana, sans-serif; font-size: 11pt;"><o:p></o:p></span></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<span style="font-family: Verdana, sans-serif; font-size: 11pt;">Easy
availability of public transport/ Mass Transit system and conveniences helps
cut down energy consumption for transportation. Rehabilitation of sites damaged
by environmental contamination is a better option than any new piece of land
where large amount of energy and resource is needed to make the land worthy of
building on, thus saving large amount of energy. <o:p></o:p></span></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<br /></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<span style="font-family: Verdana, sans-serif; font-size: 11pt;">It is very
important to protect the existing Flora & Fauna, the soil and natural features.
Avoid hard paving on the site to preserve top soil and ease rain water
harvesting. There should be minimum storm water runoff.<o:p></o:p></span></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<br /></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<b><span style="font-family: Verdana, sans-serif; font-size: 11pt;">Sustainable
Building Components / Material</span></b><span style="font-family: Verdana, sans-serif; font-size: 11pt;"><o:p></o:p></span></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<span style="font-family: Verdana, sans-serif; font-size: 11pt;">Material which
can be recycled, have low toxicity, nil / low harmful air emissions, as also,
have a long shelf life are better. Planning the Building’s structure and
dimension can reduce the construction costs. Construction and demolition
material can be reused and recycled for landfills. Proper planning for managing
materials through deconstruction, demolition and construction is done. <o:p></o:p></span></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<span style="font-family: Verdana, sans-serif; font-size: 11pt;">Using renewable
materials like bamboo flooring, wool carpets, strawboard, cotton ball insulation
(made from denim scrap) is good. Locally available materials must be given
priority; Saves transportation costs. Alternative materials that can be
generated from waste with lesser energy is used over conventional building
materials, e.g. alternative materials for timber, like MDF board, Mica
Laminates and Veneers on composite boards should be used instead of natural
timber. Industrial waste based bricks and blocks, aerated lightweight BPC
concrete blocks, can be used for masonry structures and Fly ash, for bricks,
outdoor paving and in concrete.<o:p></o:p></span></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<br /></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<b><span style="font-family: Verdana, sans-serif; font-size: 11pt;">Solar Energy<o:p></o:p></span></b></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<span style="font-family: Verdana, sans-serif; font-size: 11pt;">Indian Govt is giving numerous subsidies, including sharing of Solar
energy generated in the Grid so that excess energy generated during day can be
bartered for energy at night, thus being economically efficient, as also environment
friendly.<o:p></o:p></span></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<br /></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<b><span style="font-family: Verdana, sans-serif; font-size: 11pt;">Water
Efficiency</span></b><span style="font-family: Verdana, sans-serif; font-size: 11pt;"><o:p></o:p></span></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<span style="font-family: Verdana, sans-serif; font-size: 11pt;">Installation of
water efficient or low flow equipments in kitchens and bathrooms to reduce
water consumption is very important. Newly designed Vapor generating taps save
80% water while being as efficient.<o:p></o:p></span></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<span style="font-family: Verdana, sans-serif; font-size: 11pt;">· Incorporating
waste water management technologies like dual plumbing for using recycled water
in toilet flushing or using water conserving fixtures such as low flow shower
heads, self closing nozzles on hoses, water closets with dual flush options.<o:p></o:p></span></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<span style="font-family: Verdana, sans-serif; font-size: 11pt;">· Use
of Micro irrigation techniques at sites instead of high pressure sprayers.<o:p></o:p></span></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<span style="font-family: Verdana, sans-serif; font-size: 11pt;">· Recirculation
system for centralized hot water distribution.<o:p></o:p></span></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<span style="font-family: Verdana, sans-serif; font-size: 11pt;">· For
landscaping purpose, local plants and trees are used as they consume less
water.<o:p></o:p></span></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<span style="font-family: Verdana, sans-serif; font-size: 11pt;">· Provisions
for reusing and recycling water are made to ensure efficient water management.<o:p></o:p></span></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<span style="font-family: Verdana, sans-serif; font-size: 11pt;">· Using
treated waste water, non potable water for site irrigation. Raw sewage can
be recycled using aquatic plants like duckweed and water hyacinth to produce
clean water suitable for re-use in irrigation and industry.<o:p></o:p></span></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<span style="font-family: Verdana, sans-serif; font-size: 11pt;">· Integrating
Rain water harvesting system in building design to ensure maximum possible
utilization of rain water.<o:p></o:p></span></div>
<div style="line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<br /></div>
<div style="background: white; line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<span lang="EN-IN" style="font-family: Verdana, sans-serif; font-size: 11pt;">1billion square foot building area has
been certified as green by leading green building rating system LEED-INDIA.<o:p></o:p></span></div>
<div style="background: white; line-height: 14.65pt; margin-bottom: .0001pt; margin: 0in;">
<span lang="EN-IN" style="font-family: Verdana, sans-serif; font-size: 11pt;">There are two established Green
Building rateing system in India.<o:p></o:p></span></div>
<div style="background: white; line-height: 14.65pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l1 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Arial, sans-serif; font-size: 11pt;">-<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-IN" style="font-family: Verdana, sans-serif; font-size: 11pt;">LEED-INDIA<o:p></o:p></span></div>
<div style="background: white; line-height: 14.65pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l1 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Arial, sans-serif; font-size: 11pt;">-<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-IN" style="font-family: Verdana, sans-serif; font-size: 11pt;">GRIHA<o:p></o:p></span></div>
<div style="background: white; line-height: 14.65pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div style="background: white; margin-bottom: .0001pt; margin: 0in;">
<b><span lang="EN-IN" style="font-family: Verdana, sans-serif; font-size: 11pt;">Some Green Building Projects in India </span></b><span lang="EN-IN" style="font-family: Verdana, sans-serif; font-size: 11pt;"><o:p></o:p></span></div>
<div style="margin-bottom: 5.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: .5in; text-indent: -.25in;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-IN" style="font-family: Verdana, sans-serif;">Suzlon
Energy Limited - Pune<o:p></o:p></span></div>
<div style="margin-bottom: 5.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: .5in; text-indent: -.25in;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-IN" style="font-family: Verdana, sans-serif;">Biodiversity
Conservation India - Bangalore<o:p></o:p></span></div>
<div style="margin-bottom: 5.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: .5in; text-indent: -.25in;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-IN" style="font-family: Verdana, sans-serif;">Olympia
Technology Park - Chennai<o:p></o:p></span></div>
<div style="margin-bottom: 5.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: .5in; text-indent: -.25in;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-IN" style="font-family: Verdana, sans-serif;">ITC
Green Centre - Gurgaon<o:p></o:p></span></div>
<div style="margin-bottom: 5.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: .5in; text-indent: -.25in;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-IN" style="font-family: Verdana, sans-serif;">The
Druk White Lotus Schoo l- Ladakh<o:p></o:p></span></div>
<div style="margin-bottom: 5.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: .5in; text-indent: -.25in;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-IN" style="font-family: Verdana, sans-serif;">Doon
School - Dehradun<o:p></o:p></span></div>
<div style="margin-bottom: 5.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: .5in; text-indent: -.25in;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-IN" style="font-family: Verdana, sans-serif;">Raintree
Hotels - Chennai<o:p></o:p></span></div>
<div style="margin-bottom: 5.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: .5in; text-indent: -.25in;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-IN" style="font-family: Verdana, sans-serif;">Nokia
- Gurgaon<o:p></o:p></span></div>
<div style="margin-left: .5in; mso-list: l0 level1 lfo2; tab-stops: .5in; text-indent: -.25in;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-IN" style="font-family: Verdana, sans-serif;">Rajiv
Gandhi International Airport - Hyderabad<o:p></o:p></span></div>
<br />
<div style="background: white; line-height: 14.65pt; margin-left: .5in; mso-list: l0 level1 lfo2; tab-stops: .5in; text-indent: -.25in;">
<!--[if !supportLists]--><span lang="EN-IN" style="font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-IN" style="font-family: Verdana, sans-serif;">Palais
Royale at Worli – Mumbai<o:p></o:p></span></div>
</div>
Biraj Sahayhttp://www.blogger.com/profile/12107433584147547468noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-3040635814678167352015-10-04T06:09:00.000-07:002015-10-04T06:09:31.061-07:00Taking / Giving Property on Rent? Our Advise; ----- Be Wise <div dir="ltr" style="text-align: left;" trbidi="on">
<div class="MsoNormal">
<span style="font-family: "Verdana","sans-serif";">Hiring a
place <span style="background: white;">may seem very simple for the Landlord, as
also the Tenant. Sometimes these become very unnerving if you miss out on some
important aspects that need to be considered before moving into the house /
letting out your house. Taking the paperwork lightly, may have serious implications
for both parties. Apart from checking out the exteriors and interiors, the
legal check on various aspects is equally essential. .<span class="apple-converted-space"> <o:p></o:p></span></span></span><span style="background-color: white; font-family: Verdana, sans-serif;">Points to be considered:</span></div>
<div class="MsoNormal">
<span style="font-family: "Verdana","sans-serif";"><span style="background: white;"><span class="apple-converted-space"><br /></span></span></span></div>
<div class="MsoNormal">
<span style="font-family: "Verdana","sans-serif";"><span style="background: white;"><span class="apple-converted-space"><br /></span></span></span></div>
<div class="MsoNormal">
<span class="apple-converted-space"><b><u><span style="background: white; font-family: "Verdana","sans-serif";">Tenants.</span></u></b></span><span class="apple-converted-space"><b><span style="background: white; font-family: "Verdana","sans-serif";"> </span></b></span></div>
<div class="MsoNormal">
<span class="apple-converted-space"><span style="background: white; font-family: "Verdana","sans-serif";"><br /></span></span></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l3 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Check
property ownership documents. Conveyance Deed is the best proof, however,
Electricity / Water / Gas Bills are also acceptable.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">If
a Broker is involved, his registration should be checked. <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Brokerage
to be paid to the broker varies from 15 days rental to 1 month in North India.
It could be more at places. Must negotiate it.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Brokerage
paid is part of expenses & you can use it for tax purposes.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">You
must inspect the house and see the house in detail before finalizing. Bring out
the repairs required, like; toilet flushes, electricity points, modification
required for ACs, Doors & windows, etc.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Photograph
broken or dilapidated fixtures / fittings & exchange it on mail with owner
to avoid problems while handing back.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Major
& minor Repairs; major repairs due to fair wear-and-tear are done by the
owner. In case of negligence, cost is borne by the tenants. All minor repairs are
responsibility of the tenants.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">You
must read through the RWA by laws of the society to avoid inconvenience /
regrets later.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Get
a clear idea about the amenities near / around the property, public transport,
neighborhood gentry, proximity to essential markets, schools, hospitals, etc.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Check
the safety aspects, especially for working / single women. You could get the crime
rate in the area on internet.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Find
out the age of the property. If possible, speak to the previous tenants or the
neighbours.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><strong><span style="font-family: Symbol; font-weight: normal; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;"> </span></span></strong><!--[endif]--><strong><span style="background: white; font-family: "Verdana","sans-serif"; font-weight: normal; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: bold; mso-bidi-theme-font: minor-bidi;">For Fully furnished apartments, normally a Lock-in period is required, as
expenses are incurred on furnishing the house. Must check the deed in detail,
including the rent increase percentage after expiry of contract must be
mentioned in the Rental Agreement.</span></strong><strong><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: normal; mso-bidi-theme-font: minor-bidi;"><o:p></o:p></span></strong></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l3 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Lease
Deed/ Rental Agreement - <span style="background: white;">A rent agreement or a
lease deed is a legal document that contains the details of the rights of a
tenant to occupy certain property for a fix period of time in return of the
rent paid by him to the property owner. This agreement is ideally drafted
before the tenant occupies that place. Necessary </span>Inclusions of the
rental agreement or the Lease Deed would be;<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "Verdana","sans-serif";">Include start and end date of the tenancy</span><b><span style="font-family: "Verdana","sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "Verdana","sans-serif";">Monthly Rent amount payable and the date of payment- should
generally be 10<sup>th</sup> of the month, especially for salaried persons, to
avoid cheque bounce.</span><b><span style="font-family: "Verdana","sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "Verdana","sans-serif";">Security deposit amount to be paid. This is refundable &
should be mentioned in the Deed.</span><b><span style="font-family: "Verdana","sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "Verdana","sans-serif";">Service/maintenance charges. Is it included in the Rent or
over & above the Rent.</span><b><span style="font-family: "Verdana","sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "Verdana","sans-serif";">Responsibility of the payment of repair and maintenance. </span><b><span style="font-family: "Verdana","sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "Verdana","sans-serif";">Conditions of termination of Agreement.</span><b><span style="font-family: "Verdana","sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "Verdana","sans-serif";">Notice period for vacating the house.</span><b><span style="font-family: "Verdana","sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -.25in;">
<!--[if !supportLists]--><strong><span style="font-family: Symbol; font-weight: normal; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;"> </span></span></strong><!--[endif]--><span style="background: white; font-family: "Verdana","sans-serif";">Provisions of
electricity, water and power facility & their payment procedure.</span><strong><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: normal; mso-bidi-theme-font: minor-bidi;"><o:p></o:p></span></strong></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -.25in;">
<span style="background: white; font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoListParagraphCxSpLast">
<br /></div>
<div class="MsoNormal">
<b><span style="font-family: "Verdana","sans-serif";">Property Owner / Landlord.</span></b><span style="font-family: "Verdana","sans-serif";"> </span></div>
<div class="MsoNormal">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "Verdana","sans-serif";">Rented <span style="background: white;">Property generates additional income by way of lease or rent. But if
leased to a wrong person, could cause numerous problems. It requires
substantial care and a lot of aspects have to be kept in mind while selecting
the right paying guests (PG) or purchasers on rent (rent party):<o:p></o:p></span></span></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l1 level1 lfo4; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "Verdana","sans-serif";">Must check financial capability and background of the prospective
tenant (Second party). (Too good offers are dangerous. If the going rental is
Rs X and you get offer of Rs 2X, reject it)</span><u><span style="font-family: "Verdana","sans-serif";"><o:p></o:p></span></u></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo4; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Police
verification of the <span style="background: white;">prospective tenant</span> is
a must. <span style="background: white;">This process helps in background check
of the tenant. Not doing this is a punishable offence under Section 188 of the
Indian Penal Code.</span> <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo4; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Take
the permanent address proof of the <span style="background: white;">prospective
tenant</span>.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo4; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Take
the bank statement of the bank from which the payment cheques are made.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo4; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Meet
the tenants one on one, interact with them and get to know them. Don’t leave it
on the broker – his sole interest is Brokerage.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo4; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Services
of Registered Brokers only must be used. If he charges service tax, (currently
14%), he should deposit the challan & give details of it to you. <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo4; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "Verdana","sans-serif";">It is imperative for the landowner to ask the appointed
broker to provide the agency registration number, valid signature and agency
seal/ stamp on every page of the 'Lease and License' accord so that the broker
can be held accountable to look after any legal disputes in future.</span><span style="font-family: "Verdana","sans-serif";"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo4; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "Verdana","sans-serif";">If possible, rent your property to Tenants with families. If
renting to Bachelors, obtain “Comfort Letter” from the Employer of the
prospective tenant & do a call check with the Company’s HR / Admin.</span><span style="font-family: "Verdana","sans-serif";"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo4; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Lease
Deed/ Rental Agreement - <span style="background: white;">A rent agreement or a
lease deed is a legal document that contains the details of the rights of a
tenant to occupy certain property for a fixed period of time in return of the
rent paid by him to the property owner. This agreement must be drafted before
the tenant occupies the place. Necessary </span>Inclusions of the rental
agreement or the Lease Deed would be;<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l2 level1 lfo3; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">If
the period of time is 12 months or less, registration is not compulsory. If
more than 12 months, you are legally bound to register which costs a miniscule
amount (nearly 1% of the total rent value, depending on the local laws), making
it a very authentic legal document.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l2 level1 lfo3; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Clear
mention of Dates; to and from.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l2 level1 lfo3; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Notice
period required from both sides; owner and tenant.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l2 level1 lfo3; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Rental
value and the security deposit made by the tenant and any advance payments
done. <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l2 level1 lfo3; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "Verdana","sans-serif";">The annual rent is generally 2-3% of the capital value and
differs according to the location and amenities provided. </span><span style="font-family: "Verdana","sans-serif";"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l2 level1 lfo3; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "Verdana","sans-serif";">Date of monthly rent payment (usually around 10<sup>th</sup>
of each month, especially for salaried tenants).</span><b><span style="font-family: "Verdana","sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l2 level1 lfo3; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "Verdana","sans-serif";">Annual increase in Rent Clause.</span><b><span style="font-family: "Verdana","sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l2 level1 lfo3; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "Verdana","sans-serif";">Mode of payment; ECS mandate or Post dated cheques. AVOID
CASH TRANSACTIONS.</span><b><span style="font-family: "Verdana","sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l2 level1 lfo3; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="background: white; font-family: "Verdana","sans-serif";">Clear mention of the size of the property and the number of
rooms, bathrooms, kitchen, etc.</span><b><span style="font-family: "Verdana","sans-serif";"><o:p></o:p></span></b></div>
<div class="MsoNormal">
<span style="font-family: "Verdana","sans-serif";">Wishing you
a Happy Letting out / in. You may make lifelong friends with your Tenants /
Landlord. Happy Safe homes is what is important.</span></div>
</div>
Colonelzhttp://www.blogger.com/profile/12844574563525127913noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-6426358336319644912015-02-03T03:15:00.002-08:002015-02-03T03:19:16.453-08:00Know Your Lender For Your Shelter!<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<span style="font-family: 'Lucida Calligraphy'; font-size: 16pt; line-height: 115%;">“</span><span style="color: black; font-family: "Lucida Calligraphy"; font-size: 16.0pt; line-height: 115%; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman"; text-decoration: none; text-underline: none;">A house
is not a home unless it contains food and fire for the mind as well as the
body.</span><span style="font-family: 'Lucida Calligraphy'; font-size: 16pt; line-height: 115%;">”</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<b><i><span style="color: windowtext; font-family: "Cambria","serif"; font-size: 16.0pt; line-height: 115%; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: major-latin; text-decoration: none; text-underline: none;">Benjamin Franklin</span></i></b><b><i><span style="font-family: "Cambria","serif"; font-size: 16.0pt; line-height: 115%; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: major-latin;"><o:p></o:p></span></i></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm;">
<b><i><span style="color: windowtext; font-family: "Cambria","serif"; font-size: 16.0pt; line-height: 115%; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: major-latin; text-decoration: none; text-underline: none;"><br /></span></i></b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">We have all
dreamt of a perfect home where we’d like to experience life with our loved
ones. Big or small we all have our own ideas of a dream home. But sadly, not always
can we afford the home we dream of and that’s where the banks come in; helping
us </span><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">finance the home we want.
But, do they actually help us? Let me help you find the best loan for YOU!<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";"><br /></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjAepozCEZtKjlxCt5WW3p6DOnwdeNFgwQAUBTouDfg1TssJNufTgY9ZEhgpgp9t4iqomPk9MLNGMjKrSSHzZW1DMwLwKwlVKhsqBHk8L6vlmtNYoUdPyyZAVeI8lcPgC86uJwypC4_q6g/s1600/housing.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjAepozCEZtKjlxCt5WW3p6DOnwdeNFgwQAUBTouDfg1TssJNufTgY9ZEhgpgp9t4iqomPk9MLNGMjKrSSHzZW1DMwLwKwlVKhsqBHk8L6vlmtNYoUdPyyZAVeI8lcPgC86uJwypC4_q6g/s1600/housing.jpg" height="256" width="320" /></a></div>
<div class="MsoNormal">
<span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";"><br /></span></div>
<div class="MsoNormal">
<b><u><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">Costs related to a Home loan:</span></u></b></div>
<div class="MsoNormal">
<b><u><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";"><br /></span></u></b></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
</div>
<ol style="text-align: left;">
<li><span style="text-indent: -18pt;"><span style="font-family: Verdana, sans-serif; font-weight: bold;">Pocessing
Fees</span></span><span style="font-family: Verdana, sans-serif; text-indent: -18pt;">- </span><span style="background: white; color: #333333; font-family: Verdana, sans-serif; text-indent: -18pt;">This is the first prominent fee one needs to pay
with the loan application. The fees varies from 0.25% to 1% of the loan amount
and is non-refundable i.e. you have to pay it irrespective of whether your loan
gets sanctioned or not.</span></li>
<li><span style="text-indent: -18pt;"><span style="background-attachment: initial; background-clip: initial; background-color: white; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: Verdana, sans-serif; font-weight: bold;">Legal Advisor Fees- </span></span><span style="background: white; color: #333333; font-family: Verdana, sans-serif; text-indent: -18pt;">The fees you bear to get the property’s papers
verified and scrutinized by a legal advisory or a lawyer and prepare a report
on the basis of which bank will decide whether the property can be financed
or not. This fee is also non-refundable and needs to be paid with the loan
application.</span></li>
<li><span style="text-indent: -18pt;"><span style="background-attachment: initial; background-clip: initial; background-color: white; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: Verdana, sans-serif; font-weight: bold;">Stamp Paper Cost-</span></span><span style="background: white; color: #333333; font-family: Verdana, sans-serif; text-indent: -18pt;">This is a nominal expense of about INR 300
which is required to buy legal stamp papers once the loan has been approved and
write down legal home loan agreement between you and the bank.</span></li>
<li><span style="text-indent: -18pt;"><span style="background-attachment: initial; background-clip: initial; background-color: white; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: Verdana, sans-serif; font-weight: bold;">Cost of Home Insurance Premium- </span></span><span style="background: white; color: #333333; font-family: Verdana, sans-serif; text-indent: -18pt;">Insuring your home is a recommended option,
which some banks have as a mandatory requirement. This insures your home
against any natural calamity and other threats which can potentially destroy
your property.</span></li>
<li><span style="text-indent: -18pt;"><span style="background-attachment: initial; background-clip: initial; background-color: white; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: Verdana, sans-serif;"><b>Cost of Home LOAN Insurance Premium</b></span></span><span style="background: white; color: #333333; font-family: Verdana, sans-serif; text-indent: -18pt;">- Home loan insurance is different from home
insurance. The first insures you against the home loan liability; the second
i.e. home insurance, insures your property. </span><span style="background: white; font-family: Verdana, sans-serif; text-indent: -18pt;">Home
loan insurance can also act as your guarantor</span><span style="font-family: Verdana, sans-serif; text-indent: -18pt;">,</span><span class="apple-converted-space" style="text-indent: -18pt;"><span style="background: white; color: #333333; font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica;"> </span></span><span style="background: white; color: #333333; font-family: Verdana, sans-serif; text-indent: -18pt;">in case your credit report is NOT good and the bank wants you to provide
a guarantee to support your home loan. This is a big expense if you opt-in for
it. However, it is recommended to cover the Buyer’s dependents, in case of his
demise.</span></li>
<li><span style="text-indent: -18pt;"><span style="background-attachment: initial; background-clip: initial; background-color: white; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: Verdana, sans-serif;"><b>Service Tax on Bank Fees</b></span></span><span style="background: white; color: #333333; font-family: Verdana, sans-serif; text-indent: -18pt;">- Service tax is another amount that is charged
by banks on the amount that you pay them as fees.</span></li>
</ol>
<!--[if !supportLists]--><br />
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<b><u><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">Right Loan Provider - Factors to Consider.</span></u></b><b><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";"> </span></b><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">Six factors for selecting right home loan provider:<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";"><br /></span></div>
<div class="MsoListParagraphCxSpFirst" style="margin-left: 32.2pt; mso-add-space: auto; mso-list: l1 level1 lfo2; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Verdana; mso-fareast-font-family: Verdana;">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;"> </span></span><!--[endif]--><b><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">Processing
speed</span></b><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">- It should take not more
than 10-15 days for a loan to be processed and additional 3-5 days for the loan
amount to be disbursed.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 32.2pt; mso-add-space: auto; mso-list: l1 level1 lfo2; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Verdana; mso-fareast-font-family: Verdana;">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;"> </span></span><!--[endif]--><b><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">Lending
criterion</span></b><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">- Different banks have
different lending criterions for the estimation of the loan amount and in
general the approval of a loan. For eg- age, job profile, credit history, etc
of the borrower.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 32.2pt; mso-add-space: auto; mso-list: l1 level1 lfo2; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Verdana; mso-fareast-font-family: Verdana;">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;"> </span></span><!--[endif]--><b><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">Repayment
of loan</span></b><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";">- Banks have terms and conditions for the
repayment of the loan and also for an early part payment / repayment of loan.
You must refer to the terms related to the settlement/ foreclosing the
outstanding amount in detail before finalising a lender. As per RBI Directions,
a bank can NOT charge Foreclosure Charges.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 32.2pt; mso-add-space: auto; mso-list: l1 level1 lfo2; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Verdana; mso-fareast-font-family: Verdana;">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;"> </span></span><!--[endif]--><b><span style="font-family: Verdana, sans-serif;">Cost of loan</span></b><span style="font-family: Verdana, sans-serif;">- Banks have certain other charges related to loans,
irrespective of the loan being sanctioned. Refer to the beginning of the
article for a detailed explanation.</span><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 32.2pt; mso-add-space: auto; mso-list: l1 level1 lfo2; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Verdana; mso-fareast-font-family: Verdana;">5.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;"> </span></span><!--[endif]--><b><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Arial;">Fixed vs. floating rates</span></b><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Arial;">- In
Floating Rates, Rate of Interest keeps changing, where as in Fixed, it is
Constant. In Hybrid, the rate is Fixed / Floating for a period & changes
thereafter. As a thumb rule, if the loan period ranges between 2 to 5 years,
going with a fixed interest rate is better, and Floating rates are more suited
for long term loans. You can even go for a hybrid loan, which enables the
borrower to enjoy the best of both fixed and floating interest rates. </span><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Helvetica; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<br />
<div class="MsoListParagraphCxSpLast" style="margin-left: 32.2pt; mso-add-space: auto; mso-list: l1 level1 lfo2; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Verdana; mso-fareast-font-family: Verdana;">6.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;"> </span></span><!--[endif]--><b><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Arial;">Hidden charges</span></b><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Arial;">- Hidden charges is
something that tends to prick the pocket of borrowers the most. Thus, while
narrowing down the options, it is advisable to compare the processing fee, down
payment, valuation fees, prepayment costs and other charges levied by different
lenders.</span><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 32.2pt; mso-add-space: auto; mso-list: l1 level1 lfo2; text-indent: -18.0pt;">
<span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Arial;"><br /></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 32.2pt; mso-add-space: auto; mso-list: l1 level1 lfo2; text-indent: -18.0pt;">
<span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Arial;"><br /></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 32.2pt; mso-add-space: auto; mso-list: l1 level1 lfo2; text-indent: -18.0pt;">
<strong style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13.5240001678467px; line-height: 20.2859992980957px; text-indent: 0px;"><span style="background-color: white; font-family: Verdana, sans-serif; font-weight: normal;"> In case of any further queries, we would love to hear from you. </span></strong></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 32.2pt; mso-add-space: auto; mso-list: l1 level1 lfo2; text-indent: -18.0pt;">
<strong style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13.5240001678467px; line-height: 20.2859992980957px; text-indent: 0px;"><span style="background-color: white; font-family: Verdana, sans-serif; font-weight: normal;"> Leave us a message</span></strong><strong style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13.5240001678467px; line-height: 20.2859992980957px; text-indent: 0px;"><span style="background-color: white; font-family: Verdana, sans-serif; font-weight: normal;"> on -<a href="https://www.facebook.com/pages/Colonelz-Construction/568692806528062?fref=ts" style="text-decoration: none;" target="_blank">Facebook</a>; <a href="http://colonelzbricklogic.blogspot.in/2014/10/luxury-living-with-added-safety-security.html" style="text-decoration: none;" target="_blank">Blog</a>; <a href="mailto:biraj@colonelz.com" style="text-decoration: none;" target="_blank">email</a>- biraj@colonelz.com</span></strong></div>
</div>
Colonelzhttp://www.blogger.com/profile/12844574563525127913noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-57314769182914125522015-01-22T04:31:00.001-08:002015-01-22T04:31:20.387-08:00Check it before you Cheque it!<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="separator" style="clear: both; text-align: center;">
</div>
<div class="MsoNormal">
<span style="background: white; font-family: 'Lucida Calligraphy'; font-size: 13.5pt; line-height: 115%;">“Home
is a place you grow up wanting to leave, and grow old wanting to get back to.”</span></div>
<div class="MsoNormal">
<span style="background: white; font-family: 'Lucida Calligraphy'; font-size: 13.5pt; line-height: 115%;"><br />
</span><strong><i><span style="background: white; font-family: Cambria, serif; font-size: 13.5pt; line-height: 115%;">John Ed Pearce<o:p></o:p></span></i></strong></div>
<div class="MsoNormal">
<span style="font-family: "Verdana","sans-serif";">Purchasing
a home, while being very exciting, is also an extremely tedious experience. There
are truck loads of options in the market, but not much information about them. To
help you tide over your delusions & worries, we have created a 10 point
checklist to rate the properties you are interested in, so as to help you take
an informed decision.<o:p></o:p></span></div>
<div class="MsoNormal">
<b><i><span style="font-family: "Verdana","sans-serif";">Check It Before You
Cheque It!<o:p></o:p></span></i></b></div>
<div class="MsoNormal">
<span style="font-family: "Verdana","sans-serif";">Before you
decide to invest all your Green (or should I say Pink) Bucks, take a step back
and get informed. <b>Check </b>the
following before taking your <b>Call.<o:p></o:p></b></span></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo2; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><b><u><span style="font-family: "Verdana","sans-serif";">Builder Related<o:p></o:p></span></u></b></div>
<div class="MsoListParagraphCxSpMiddle">
<b><span style="font-family: "Verdana","sans-serif";">Credentials of the builder</span></b><span style="font-family: "Verdana","sans-serif";">- Make sure you do some research on
the builder. Find out about a previous/old project done by the builder and pay
a visit. You are likely to get similar Property & Services. Talk to the
residents, get a feedback on the following:<b><o:p></o:p></b></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 63.0pt; mso-add-space: auto; mso-list: l2 level2 lfo1; text-indent: -27.0pt;">
<!--[if !supportLists]--><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Verdana; mso-fareast-font-family: Verdana;">a.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Condition
of the Building, to include Sanitary & Plumbing fittings, Furnishing, Plaster
work.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 63.0pt; mso-add-space: auto; mso-list: l2 level2 lfo1; text-indent: -27.0pt;">
<!--[if !supportLists]--><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Verdana; mso-fareast-font-family: Verdana;">b.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Paint,
Polish & state of walls & furnishings quality<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 63.0pt; mso-add-space: auto; mso-list: l2 level2 lfo1; text-indent: -27.0pt;">
<!--[if !supportLists]--><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Verdana; mso-fareast-font-family: Verdana;">c.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Sewage
issues & Seepage problems<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle">
<b><span style="font-family: "Verdana","sans-serif";">Amenities</span></b><span style="font-family: "Verdana","sans-serif";">- State of maintenance & upkeep
of Club, Sports facilities, Banquet halls, lawns, pathways, etc.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle">
<b><span style="font-family: "Verdana","sans-serif";">Maintenance & Security. </span></b><span style="font-family: "Verdana","sans-serif";">While visiting the old project judge
the security and over all cleanliness of the society. Find out how efficient is
their waste disposal system.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle">
<strong><span style="background: white; color: #111111; font-family: "Verdana","sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-theme-font: minor-bidi;">Air & Lighting- </span></strong><strong><span style="background: white; color: #111111; font-family: "Verdana","sans-serif"; font-weight: normal; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: bold; mso-bidi-theme-font: minor-bidi;">Better ventilated property is more naturally lit
& reduces electricity bills.</span></strong><span style="font-family: "Verdana","sans-serif";"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle">
<b><span style="font-family: "Verdana","sans-serif";">Price</span></b><span style="font-family: "Verdana","sans-serif";">- Its Basic Price (BSP) & allied
costs like Maintenance etc. Compare it with Similar Quality societies nearby.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l2 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><b><span style="font-family: "Verdana","sans-serif";">Location. </span></b><span style="font-family: "Verdana","sans-serif";">Extremely Important. General
location (like next to NH, means high noise level) & specific location
(park facing –so good view).<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l2 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><b><span style="font-family: "Verdana","sans-serif";">Connectivity</span></b><span style="font-family: "Verdana","sans-serif";">- See it to believe it. Proximity to
schools, bus stations, your work place, etc., as travelling relates to your fuel
/ travel costs.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle">
<span style="font-family: "Verdana","sans-serif";">Dwarka
Expresway property buyers are stuck as road construction is stuck due to
litigation. Avoid options where a road is to come up in the next 6 months, because
it may not come up in the next 10 years.<strong><o:p></o:p></strong></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l2 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><strong><span style="background: white; color: #111111; font-family: "Verdana","sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-theme-font: minor-bidi;">Resale Potential-</span></strong><span style="font-family: "Verdana","sans-serif";"> <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 58.5pt; mso-add-space: auto; mso-list: l1 level1 lfo3; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: "Courier New"; mso-fareast-font-family: "Courier New";">o<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Higher
Occupancy of new flats means better Resale chances & value.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 58.5pt; mso-add-space: auto; mso-list: l1 level1 lfo3; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: "Courier New"; mso-fareast-font-family: "Courier New";">o<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif";">Enquire
from Local brokers for resale price. Remember, they will praise the property on
which they are likely to earn more –take it with a pinch of salt. Compare with
prices of properties in the vicinity; would help you judge the market
reputation of the property you are interested in.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l2 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><b><span style="font-family: "Verdana","sans-serif";">Right Price</span></b><span style="font-family: "Verdana","sans-serif";"> – If you are selling, ask Brokers
for Purchase Price & vice versa. Average the Sale & Purchase costs
offered by Brokers. This is probably the Market price of the property.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l2 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span><!--[endif]--><strong><span style="background: white; color: #111111; font-family: "Verdana","sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-theme-font: minor-bidi;">Road Conditions Around Property </span></strong><strong><span style="background: white; color: #111111; font-family: "Verdana","sans-serif"; font-weight: normal; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: bold; mso-bidi-theme-font: minor-bidi;">–Must</span></strong><span class="apple-converted-space"><span style="background: white; color: #111111; font-family: "Verdana","sans-serif";"> </span></span><span style="background: white; color: #111111; font-family: "Verdana","sans-serif";">check the road condition
& lighting, at least up to 500 meters from the project; the condition of the roads as well as the
lighting on the road.</span><span style="font-family: "Verdana","sans-serif";"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l2 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><strong><span style="font-family: Symbol; font-weight: normal; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span></strong><!--[endif]--><strong><span style="background: white; color: #111111; font-family: "Verdana","sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-theme-font: minor-bidi;">Rental Potential- </span></strong><strong><span style="background: white; color: #111111; font-family: "Verdana","sans-serif"; font-weight: normal; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: bold; mso-bidi-theme-font: minor-bidi;">Often one buys a house for self use, but later
changes his mind. Before investing in a house, find out the rental value.
Annual rent of a house should be 2-4% of the total cost of the property.</span></strong><strong><span style="font-family: "Verdana","sans-serif"; font-weight: normal; mso-bidi-font-family: "Times New Roman"; mso-bidi-theme-font: minor-bidi;"><o:p></o:p></span></strong></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l2 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><strong><span style="font-family: Symbol; font-weight: normal; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal;">
</span></span></strong><!--[endif]--><strong><span style="background: white; color: #111111; font-family: "Verdana","sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-theme-font: minor-bidi;">Young Investor.</span></strong><strong><span style="background: white; color: #111111; font-family: "Verdana","sans-serif"; font-weight: normal; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: bold; mso-bidi-theme-font: minor-bidi;"> </span></strong><strong><span style="background: white; color: #111111; font-family: "Verdana","sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-theme-font: minor-bidi;"> </span></strong><strong><span style="background: white; color: #111111; font-family: "Verdana","sans-serif"; font-weight: normal; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: bold; mso-bidi-theme-font: minor-bidi;"> If you have a
transferable job, or are planning to use the house a decade or later, most
important aspect is – Is it likely to give Good returns on sale? 70% people
change their mind in a decade or so, as to where to settle. So your Investment
should be able to get you a property at the Place You Finally Decide to Settle.</span></strong><strong><span style="font-family: "Verdana","sans-serif"; font-weight: normal; mso-bidi-font-family: "Times New Roman"; mso-bidi-theme-font: minor-bidi;"><o:p></o:p></span></strong></div>
<div class="MsoListParagraphCxSpLast">
<br /></div>
<div class="MsoNormal">
<strong><span style="font-family: "Verdana","sans-serif"; font-weight: normal; mso-bidi-font-family: "Times New Roman"; mso-bidi-theme-font: minor-bidi;">In case of any further queries, we would love to hear from
you. Leave us a message on -<a href="https://www.facebook.com/pages/Colonelz-Construction/568692806528062?fref=ts" target="_blank">Facebook</a>; <a href="http://colonelzbricklogic.blogspot.in/2014/10/luxury-living-with-added-safety-security.html" target="_blank">Blog</a>; <a href="mailto:biraj@colonelz.com" target="_blank">email</a>- biraj@colonelz.com<o:p></o:p></span></strong></div>
<div class="MsoNormal" style="margin-left: 144.0pt; text-indent: -31.5pt;">
<b><i><span style="font-family: "Verdana","sans-serif";"> An aware buyer is a smart buyer.<strong><o:p></o:p></strong></span></i></b></div>
<br />
<div class="MsoNormal">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<strong><i><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgDvR1oIiwhTHbM_Cs91jsOSxp7m832c8wlNuQSP_y2bmJW9HoZRj_d7NJW9UuyXDoliQa2GT5RKNk-RUN1uTi2nBbbqp1ZMgHESUH9TAq3Gu-GGQ65eeNBnVrgBEvjHTVZulnLh8ZEg5g/s1600/newhome.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgDvR1oIiwhTHbM_Cs91jsOSxp7m832c8wlNuQSP_y2bmJW9HoZRj_d7NJW9UuyXDoliQa2GT5RKNk-RUN1uTi2nBbbqp1ZMgHESUH9TAq3Gu-GGQ65eeNBnVrgBEvjHTVZulnLh8ZEg5g/s1600/newhome.jpg" height="320" width="251" /></a></i></strong></div>
</div>
Biraj Sahayhttp://www.blogger.com/profile/12107433584147547468noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-45563268824827083962014-11-12T00:08:00.002-08:002014-11-12T00:08:26.458-08:00Real Estate Purchase, Sale, Taxation, Capital Gains, Reinvestment<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="MsoListParagraphCxSpFirst" style="margin-left: 0in; mso-add-space: auto;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.5in;">
<!--[if !supportLists]--><span style="font-family: Verdana, sans-serif; font-size: 10pt; line-height: 115%;">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><u><span style="font-family: Verdana, sans-serif; font-size: 10pt; line-height: 115%;">Purchase
of Property</span></u><span style="font-family: Verdana, sans-serif; font-size: 10pt; line-height: 115%;">. Once you
book a property with a Developer / Builder, it is deemed as acquisition. When
you sell your real estate for a profit, you have to pay capital gains tax on
the profit earned. The capital gains tax could be Sort Term Capital Gain (held
for less than 3 years) OR Long Term Capital Gain (held for 3 years or more). In
case of ancestral property, date of initial acquisition is taken.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.5in;">
<!--[if !supportLists]--><span style="font-family: Verdana, sans-serif; font-size: 10pt; line-height: 115%;">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><u><span style="font-family: Verdana, sans-serif; font-size: 10pt; line-height: 115%;">Short
Term Capital Gains (STCG).</span></u><span style="font-family: Verdana, sans-serif; font-size: 10pt; line-height: 115%;"> In
case the property is held for less than 3 years, you pay tax on the profit as
per your Tax slab. It is deemed as normal income like salary.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.5in;">
<!--[if !supportLists]--><span style="font-family: Verdana, sans-serif; font-size: 10pt; line-height: 115%;">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><u><span style="font-family: Verdana, sans-serif; font-size: 10pt; line-height: 115%;">Long
Term Capital Gain (LTCG).</span></u><span style="font-family: Verdana, sans-serif; font-size: 10pt; line-height: 115%;"> In
case you sell after 3 years, it is Long Term Capital Gain, taxed at 20%. <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="mso-list: l0 level1 lfo1; text-indent: -.5in;">
<!--[if !supportLists]--><span style="font-family: Verdana, sans-serif; font-size: 10pt; line-height: 115%;">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><u><span style="font-family: Verdana, sans-serif; font-size: 10pt; line-height: 115%;">Indexation.</span></u><span style="font-family: Verdana, sans-serif; font-size: 10pt; line-height: 115%;"> To cater for inflation, Indexation is done.
So, if a property was bought in 2000, for Rs 10 lac & sold in 2013 for Rs
30 lac, the taxation will be as below:<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; tab-stops: 1.0in; text-indent: -.5in;">
<span style="font-size: 12pt;">Cost of property 10,
00, 000</span><span style="font-family: Arial, sans-serif; font-size: 10pt;"><o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; tab-stops: 1.0in; text-indent: -.5in;">
<span style="font-size: 12pt;">Year of property
purchase 2000</span><span style="font-family: Arial, sans-serif; font-size: 10pt;"><o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; tab-stops: 1.0in; text-indent: -.5in;">
<span style="font-size: 12pt;">Selling
price 50, 00, 000</span><span style="font-family: Arial, sans-serif; font-size: 10pt;"><o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; tab-stops: 1.0in; text-indent: -.5in;">
<span style="font-size: 12pt;">Year of
sale 2013</span><span style="font-family: Arial, sans-serif; font-size: 10pt;"><o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; tab-stops: 1.0in; text-indent: -.5in;">
<span style="font-size: 12pt;">Cost inflation
index (CII) in year
2000 389</span><span style="font-family: Arial, sans-serif; font-size: 10pt;"><o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; tab-stops: 1.0in; text-indent: -.5in;">
<span style="font-size: 12pt;">Cost inflation
index (CII) in year 2013 852</span><span style="font-family: Arial, sans-serif; font-size: 10pt;"><o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; tab-stops: 1.0in; text-indent: -.5in;">
<span style="font-size: 12pt;">Indexed purchase
price = (2000000 x 852)/ 389 = 43,80,462</span><span style="font-family: Arial, sans-serif; font-size: 10pt;"><o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; tab-stops: 1.0in; text-indent: -.5in;">
<span style="font-size: 12pt;">Capital
gain 50,00,000- 43,80,462 = 619537</span><span style="font-family: Arial, sans-serif; font-size: 10pt;"><o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; tab-stops: 1.0in; text-indent: -.5in;">
<span style="font-size: 12pt;">Tax (20% of
Capital
gain) 123,907<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; tab-stops: 1.0in; text-indent: -.5in;">
<br /></div>
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in; tab-stops: .5in; text-indent: -.5in;">
<span style="font-size: 12pt;">5. <u>Date for Taxation / Tax Exemption.</u></span><span style="font-family: Verdana, sans-serif; font-size: 10pt;"><o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in; tab-stops: .5in; text-indent: -.5in;">
<span style="font-family: Verdana, sans-serif; font-size: 10pt;"> </span><span style="font-family: Verdana, sans-serif; font-size: 10pt;">A capital asset means property of any kind. A right to
obtain conveyance of immovable property is "property". Hence, if the
booking agreement and allotment terms and conditions of the builder gave a
right to obtain conveyance on the said property, the property after fulfilling
certain conditions, that itself becomes "an asset" under the
Income-tax Act. The issue which arises w.r.t. transfer of rights in the
property under construction as well as in case of transfer of property (after
taking the possession) is - whether the gain on transfer is short-term or
long-term?<br />
The date which decides the nature of capital gain is “The date of acquisition"
In this regard, there can be various views. To qualify the investment in case
of builder flats, the date is the date of allotment of the residential flat and
the payment of installment is a follow up action. However, you will need to pay
Service Tax on 25% of the Cost of flat. In case of ready to move in Flats, the
Registration date is taken into account.<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in; tab-stops: .5in; text-indent: -.5in;">
<span style="font-family: Verdana, sans-serif; font-size: 10pt;">6. <u>Cost of Property.</u> The cost of
property includes Brokerage paid, cost of improvement etc, which is also
Indexed. So if you paid 1% as brokerage, say 20000/ & spent 3 lac on house
improvement over 3 years, these could be included in COST & reduced from
profits (duly indexed). <o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in; tab-stops: .5in; text-indent: -.5in;">
<span style="font-family: Verdana, sans-serif; font-size: 10pt;">7. <u>Saving Tax.</u> If you reinvest the
accrued amount in ONE Residential property of equal or greater value, or in
Govt Specified Bonds, the tax could be saved.<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in; tab-stops: .5in; text-indent: -.5in;">
<span style="font-family: Verdana, sans-serif; font-size: 10pt;">8. <u>Guidance.</u> You could go to my blog <a href="https://www.blogger.com/blogger.g?blogID=1402354733683241338#editor/src=sidebar">https://www.blogger.com/blogger.g?blogID=1402354733683241338#editor/src=sidebar</a>
Or contact <a href="mailto:Biraj@colonelzinfracon.com">Biraj@colonelzinfracon.com</a>;
9818744711, for specific advice. We don’t charge for routine advice. Costs, if
any, depend on the case. <o:p></o:p></span></div>
</div>
Colonelzhttp://www.blogger.com/profile/12844574563525127913noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-46387306016716726342014-11-11T00:07:00.000-08:002014-11-11T00:07:06.883-08:00Rail Freight Corridor OR Passenger Corridor<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="MsoListParagraphCxSpFirst" style="margin-left: 0in; mso-add-space: auto; text-align: justify;">
<u><span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%;">Should Railways have Freight Corridor OR Passenger
Corridor – Food for Thought.<o:p></o:p></span></u></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 0in; mso-add-space: auto; text-align: justify;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 0in; mso-add-space: auto; text-align: justify;">
<span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%;">There has been a lot of positive development on
Upgrading the Railways.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 0in; mso-add-space: auto; text-align: justify;">
<span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%;">The current Passenger Train tracks are severely & adversely
affected by Speed Limits due to their Quality & vintage. Repairs / up
gradation may cost as much as laying new tracks.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 0in; mso-add-space: auto; text-align: justify;">
<span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%;">The existing Railway Stations are also constrained for space,
accessibility, parking space and are quite unorganised.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 0in; mso-add-space: auto; text-align: justify;">
<span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%;">Is there a requirement of having a complete new set up
of Train lines, maybe spread over a period of 10-15 years, wherein the existing
Routes & Stations gradually get replaced by freshly laid next generation
tracks, with State of the art Stations coming up. PPP is good option. If DLF
can lay Mono Rail, what is wrong in Pvt players in Railways?<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 0in; mso-add-space: auto; text-align: justify;">
<span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%;">The existing lines could be used for Freight, with Freight
Stations being developed close to the Bigger / existing Towns / Cities. Imagine
the Infrastructure & Job Creation, as also effect on GDP by efficiently speeding
up transportation. <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 0in; mso-add-space: auto; text-align: justify;">
<span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%;">If we can have completely new airports at fresh
locations, in major cities like Hyderabad & Bangalore, why can’t we have
new Railway Stations? It is neither too difficult nor impossible.<o:p></o:p></span></div>
<br />
<div class="MsoListParagraphCxSpLast" style="margin-left: 0in; mso-add-space: auto; text-align: justify;">
<span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%;">A small country like Nigeria shifted its Capital, we
can surely take this on.<o:p></o:p></span></div>
</div>
Colonelzhttp://www.blogger.com/profile/12844574563525127913noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-64980151870008717082014-10-27T03:16:00.002-07:002014-10-27T03:16:56.509-07:00Buying a House?<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="MsoListParagraphCxSpFirst" style="margin-left: 0in; mso-add-space: auto;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 0in; mso-add-space: auto;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 0in; mso-add-space: auto;">
<span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%;">One
is often pained to meet unsuspecting Friends (specially Faujis), taken for a
ride by some Builder or the other incl some very High ranking people. Some of
the Basic principles you MUST follow;<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.5in;">
<!--[if !supportLists]--><span style="font-family: Symbol; font-size: 10.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%;">In Money matters, NO Friends. Its business
& NOT Charity. NO FAITH, just go by BLACK & WHITE.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.5in;">
<!--[if !supportLists]--><span style="font-family: Symbol; font-size: 10.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%;">Not all that shown in the Brochures are
true, as they are in 2 dimension & virtual, whereas the promise is in 3
dimension & Real.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.5in;">
<!--[if !supportLists]--><span style="font-family: Symbol; font-size: 10.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%;">Seeing is believing, so see the Proposed Sight,
Property papers, Land registration, Govt clearances etc.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.5in;">
<!--[if !supportLists]--><span style="font-family: Symbol; font-size: 10.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%;">MUST visit at least two properties made by
the Builder, interact with the Resident users & you will come to know of
the Truth.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="mso-list: l0 level1 lfo1; text-indent: -.5in;">
<!--[if !supportLists]--><span style="font-family: Symbol; font-size: 10.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]--><span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%;">Read Complain Forums of the Builder before
buying. Check No of cases pending against the builder. I know of a Builder
Promising Moon, but having more than 200 litigations- none from the moon.<o:p></o:p></span></div>
<br />
<div class="MsoNormal">
<span style="font-family: "Verdana","sans-serif"; font-size: 10.0pt; line-height: 115%;">Anyone needing help in my friend Circle, pl feel free
to contact. Its Your money, don’t donate to a Cheater Builder.<o:p></o:p></span></div>
</div>
Colonelzhttp://www.blogger.com/profile/12844574563525127913noreply@blogger.com0tag:blogger.com,1999:blog-1402354733683241338.post-81019941397189006892014-10-15T04:50:00.002-07:002014-10-15T04:50:44.384-07:00Making Honest Business Possible<div dir="ltr" style="text-align: left;" trbidi="on">
<div align="center" class="MsoNormal" style="text-align: center;">
<b><u><span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;">Making Honest Business Possible</span></u></b></div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 0.5in; text-indent: -0.5in;">
1.0 Being an Ex Army Officer, it becomes
2nd nature to be honest. I started my Business a few years back & found
that there are purposeful loopholes which suit all, to make a pie of
corruption. I intend covering the PF & ESI schemes below.</div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 0.5in; text-indent: -0.5in;">
2.0 <u>PF & ESI Applicability.</u> The
current applicability is excellent in the interest of the weaker section.
However, its implementation is pathetic. A Co is expected to pay PF & ESI
even for a casual lab employed for a day. Is it practically possible? So who is
benefited? Both, the Employer, who circumvents this utilizing the Financial
Brains of his CAs etc, (apart from bribing a small percentage of due amt) &
the PF/ESI Regulators from Labor Commissioners to the Inspectors & below.</div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 1in; text-indent: -0.5in;">
2.1 Currently, the applicability is for
Cos with more than 20 employees. Practically it is difficult to implement for
those having less No of employees. So who takes care of the other workers?
Statistically, more than 80% work force is employed by such employers.</div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 1in; text-indent: -0.5in;">
2.2
Currently, a Co having less than
20 employees can NOT obtain PF & ESI Certification even if he wants. It
should have been permissible to all. </div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 0.5in; text-indent: -0.5in;">
3.0 <u>Govt’s Responsibility.</u> Govt is
expected to provide Pension, welfare, medical support etc. How does the Govt.
do this without Generating the Revenue? So the Subsidy comes in, burdening the
Govt, whereas the Employers & Enforcement Staff enjoys.</div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 0.5in; text-indent: -0.5in;">
4.0 <u>My Recommendation. </u> It is a very simple recommendation, which can
be implemented as easily as Income Tax. </div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 1in; text-indent: -0.5in;">
• Historical records of last Five or
Ten years could be taken. Data can be collated as to what percentage of the
Revenue / Turn Over, the Co spends on PF & ESI.</div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 1in; text-indent: -0.5in;">
• There will be representations from
certain industries which are NOT work force intensive. Either we insist on
standardization, irrespective of the Industry (better to prevent corruption),
or 2-3 categories could be made. Making too many categories will increase
Subjectivity & bribing. </div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 1in; text-indent: -0.5in;">
• This could become a Standard Tax
for all businesses & Professionals, including Cos /Sole Proprietors
/Professionals etc.</div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 1in; text-indent: -0.5in;">
• The employer would just need to
send the details of the employee to the PF / ESI Enforcers, like name, salary,
joining dates, ID etc.</div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 1in; text-indent: -0.5in;">
• The PF & ESI Authorities should
issue PF & ESI Cards & start their PF & ESI Accts.</div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 1in; text-indent: -0.5in;">
• These accts could be transferable
as is now.</div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
5.0 <u>Advantages.</u></div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 1in; text-indent: -0.5in;">
• Majority work force can be covered.</div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 1in; text-indent: -0.5in;">
• Manipulating the No of employees
would not be needed.</div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 1in; text-indent: -0.5in;">
• All businesses will be covered,
resulting in better revenue & its expenditure for the welfare of the
deserving.</div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 1in; text-indent: -0.5in;">
• Ease of doing Business, as each
Registration take a couple of months & greasing of palms.</div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 1in; text-indent: -0.5in;">
<br /></div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 0.5in; text-indent: -31.5pt;">
The
Finance Minister will get a much Bigger Kitty from the above than what he is
getting as of now.</div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 0.5in; text-indent: -31.5pt;">
<br /></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 0.5in; text-indent: -31.5pt;">
Col
Biraj Sahay (Retd)</div>
</div>
Colonelzhttp://www.blogger.com/profile/12844574563525127913noreply@blogger.com0